Banner for Novuna x HTA

More customers.
Bigger baskets. 
Higher profits.

HTA logo

Selling made simple

The partnership between Novuna Consumer Finance and the Horticultural Trade Association gives all garden centre members access to highly competitive, affordable financing for their customers.

If you are a garden centre retailer who is interested in offering competitive finance, please complete the short form and someone will be in touch with you.

  • Flexible finance options
    Choose between interest free, low APR and buy now pay later for a credit strategy that aligns with your business goals

  • Competitive pricing
    We know your sector inside out, meaning we can offer a compelling package that works

  • Quick and easy set up
    No long-winded integrations - you could be up and running in a matter of days

  • Tailored decisions
    Personalised lending to help you win more customers, boost ATV and reduce operational costs

Eligibility criteria:

  • Profitable business
  • £500,000 in annual sales turnover OR £50,000 in finance
  • 2 years' trading history
  • Net worth of £25,000
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