Banner for Flexible Retail Finance

More customers.
Bigger baskets. 
Higher profits.

Boost sales with flexible POS finance – online & in-store

Grow your business with trusted, affordable point of sale finance from one of the UK’s leading providers. Our solutions help increase order values and conversions, whether customers buy online, in-store, or on the go.

Why choose Novuna?

For over 40 years (formerly as Hitachi Consumer Finance), we’ve been supporting UK retailers with reliable and compelling finance offers that increase sales and customer lifetime value.

Now, as Novuna Consumer Finance, we serve over 3,000 retail partners, from ambitious independents to household names. Offering a smarter way to spread the cost of high ticket items with regulated finance options including BNPL and IFC.

Working with us

  • Fully supported onboarding with a dedicated manager

  • Detailed training, online or in person depending on your preferences

  • Transparent pricing and support implementing a finance solution that works with your business strategy, not against it

  • Instant credit decisioning and frictionless checkout experience

  • Support helpline open 7 days a week

To be eligible you must:

- Turn over at least £2 million annually (or process £50,000 in finance)
- Have at least 2 years of trading history
- Be trading profitably
- Have a minimum net worth of £25,000 (£100,000 for Home Improvement)
- Sell to consumers, not other businesses
- Not operate in dentistry, invasive healthcare, clothing, personal development, training services or renewable energy (e.g. solar)

Speak to an expert

If you meet the criteria above, we’d love to hear from you. Just complete the form below and someone will be in touch soon.

Simple set up. Seamless integration

With a digital project manager assigned to your account and a finance application platform designed to easily integrate with your system, you’ll be offering credit in no time. In some cases, we can get you set up in a matter of weeks or even days. Plus, we don’t charge any set-up costs or ongoing fees.

  • Fast onboarding with your dedicated relationship manager

  • Fully supported in-store finance journeys

  • Scalable solutions that grow with your business

  • Pre-built plugins for major ecommerce platforms such as Shopify, WooCommerce and Magento

Plugins

More about Novuna

One of the UK's leading point of sale finance providers

40 years’ industry experience

Dedicated relationship manager to help you reach your goals

Everything from underwriting to IT based in a single UK site

Accredited by the Institute of Customer Service


In good company

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