Nouvna PNG Overlays Stage01 Consumer Finance

Fast, flexible finance solutions built specifically for retailers

Boost your retail sales revenue online and in-store, with a range of payment options from one of the UK’s leading retail finance specialists. With fast integration and instant decisioning, our dedicated relationship managers will get you up and running in no time, attracting customers 24/7.

After our 40 years as Hitachi Consumer Finance, we’re now Novuna Consumer Finance. It’s time to find out why 3,000+ leading retailers rely on us.

Let's talk


Why choose Novuna Consumer Finance?

One of the UK's leading point of sale finance providers

40 years’ industry experience

Dedicated relationship manager to help you reach your goals

Everything from underwriting to IT based in a single UK site

Accredited by the Institute of Customer Service


Specialist retail sectors

We offer finance in the sectors where it matters most.

Our clients (and probably yours too) are saying that credit options are becoming essential, and the customer is always right. Now more than ever.

Woman reading from an ipad in an office

Essential finance options

From Interest Free Credit to Buy Now Pay Later.

Giving your customers what they wanted probably underpinned your business to start with, so why ignore the monthly repayment options that they need today?

Simple solutions online, in-store or anywhere else

Quick and easy is the name of the game.

Whether that’s online, in-store, or anywhere else for that matter. On a system that integrates with yours, our omnichannel application couldn’t be faster

Woman and child making online payment with credit card

Our retail finance partners include


Interested in becoming a retail finance partner?

If you would like to enquire about becoming a retail partner, please complete the short form, and one of our team will be back to you within three business days.

You will need to confirm you can meet all of the following criteria:

  • Minimum of £1,000,000 in annual sales turnover
  • A minimum of 2 years trading history
  • Be trading profitably
  • A minimum net worth of £25,000, unless your business is within the Home Improvements market then a minimum of £100,000 will be required
  • The products you offer are for consumers and NOT for businesses

Retail Partner helpline

If you are an existing retail partner with a general enquiry, please call our Retail Helpline:

0344 375 5515

Retail Helpline opening hours:
08:45 - 18:00 Monday to Friday
08:45 - 18:00 Saturday
10:00 - 18:00 Sunday

If you're a customer looking to speak to someone about your existing retail finance or personal loan agreement, call our Customer Helpline:

0344 375 5500

Customer Helpline opening hours:
09:00 - 18:00 Monday to Friday
Closed Weekends & Bank Holidays