Man sitting on his sofa applying for finance on his tablet

Membership & fee finance

Offer an option for your members or customers to pay in instalments instead of having to pay the full amount upfront. This can help to make the cost of annual fees, memberships or season tickets more manageable.

By offering flexible payment options, you’ll attract new business, boost loyalty and improve your cash flow.

Start offering a better finance solution

  • Zero risk to your club or organisation

  • No recourse if a customer fails to make their repayments

  • Start offering finance without needing to seek FCA authorisation

  • Simple and straightforward, no admin such as annual FCA reporting to consider

  • Free set up, no annual fees or ongoing costs

  • Quick, paperless process - applications are completed online

  • Choose from our interest free or interest bearing finance products

  • Members self-serve using our online platform, so there's little staff training required

Who we work with

We currently offer our non-brokered finance solution to football clubs, private schools, golf clubs and holiday parks. Don't see your sector? We offer different finance options across a range of industries, whether you're fully FCA registered or not. Speak to our team to find out more.

Football and rugby clubs

Get your season off to a great start by allowing supporters to spread the cost of their season tickets.

Private schools

With our school fee plans, give your parents an alternative way to pay for their child’s quality education.

Golf clubs

Retain members and attract new ones by offering golf membership finance as a payment option.

Holiday parks

Give caravan and holiday homeowners the chance to spread the cost of expensive site fees.

Woman kneeling in her hallway buttoning up her child's top button ready for their first day at school

The benefits of offering membership and fee finance

Allowing individuals to spread the cost can make annual memberships, fees or season tickets more manageable. This can help you to retain existing members or customers while also attracting new ones looking for better ways to pay.

There are more demands on our finances than ever. Now’s the time to support your customers and give them the flexible options they need to maintain and maximise their lifestyle.

Offering finance can also help your cashflow, as you’ll get the full funds upfront within five working days of your customer signing their agreement. For many, this is preferable to a Direct Debit scheme where you receive a customer’s payments on a monthly basis.

So how does membership and fee finance work?

Customer applies online

Purple outline of an application form

Customer clicks on a link, taking them to our application portal. Our online application is quick and simple to complete.

They get an instant decision

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We provide an instant lending decision. If accepted, your customer will be invited to e-sign and confirm Direct Debit (you'll be notified of this via email too).

Get paid when they sign

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You’ll receive payment in full within 5 working days of your customer signing their finance agreement. Your customer will receive a welcome email and their monthly repayments start after 30 days.

Reasons to choose Novuna’s non-brokered credit solution

We won’t recall money from you

If a customer fails to make their repayments, we will not recall the money from you. This makes offering finance a risk-free endeavour.

Quicker payout and improved cash flow

When an individual successfully applies for finance, we’ll pay you the sum of their membership or fees in full within 5 working days.

Instant decisioning

When your customers apply, they'll receive an instant decision and can e-sign there and then if accepted.

Work with a reputable, respected provider

Put your trust in a provider your customers already recognise. We’ve been providing an outstanding service for over 40 years, with over 5,600 5* reviews in the last year alone.

Paperless process

Customers can apply online 24/7. No delays posting out printed paperwork - everything's done smoothly and seamlessly online.

24/7 support for your customers

Your customers can manage their finance agreement online at any time, with our award-winning Customer Experience team on-hand to answer any queries directly.

Start offering membership & fee finance

If you would like to enquire about becoming a partner, please complete the short form, and one of our team will get back to you within three business days.

Customer helpline

If you're a customer looking to speak to someone about your existing golf membership finance, retail finance or personal loan agreement, call our Customer Helpline:

0344 375 5500

Customer Helpline opening hours:
09:00 - 17:00 Monday to Friday
Closed Weekends & Bank Holidays