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Novuna is one of the UK’s leading financial services companies

We are powering the aspirations of millions of consumers and businesses every day. Novuna is the trading style for Mitsubishi HC Capital UK PLC, the new name for Hitachi Capital (UK) PLC.


Novuna builds on four decades as one of the UK's most successful and trusted financial services providers under our former name, Hitachi Capital (UK) PLC. Novuna means New Together, which captures the essence of our business - our ability to anticipate and support customers through rapid change.

Whether you’re weighing up the impact of transitioning to electric vehicles, looking to protect your hard-earned business capital from future economic shocks by finding better ways to manage your cash flow and finance new equipment, or you want to take out finance to buy your dream kitchen. Whatever you’re planning, Novuna has the right solutions to help achieve your ambitions sooner.


Our Brands

We create extraordinary solutions and outstanding customer experiences that our customers love.

From our 24/7 fast, flexible retail point of sale finance and award-winning personal loans to our industry leading support to help decarbonise and futureproof fleets, and award-winning asset finance and business cash flow solutions.

Novuna Business Finance

Novuna Business Finance is the UK’s fifth largest asset finance provider, offering innovative funding solutions to future proof businesses including credit automation for faster decisioning, speedy release of funds, flexible repayment options and no hidden fees.

Novuna Business Cash Flow

Fast, flexible cash flow finance solutions to SMEs and larger corporates across a wide range of sectors, allowing businesses to release cash from unpaid invoices within 24hrs. We offer a six month trial period and no long term contracts so you can see if it’s right for you.

Novuna Consumer Finance

One of the UK’s leading providers of retail point of sale finance working with over 3,000 retailers from high street brand names to niche online ecommerce retailers. From Buy Now Pay Later to Interest Free Credit across all channels, we deliver a solution that's truly tailored to each retailer’s needs.

Novuna Personal Finance

We’re a multi-award winning direct personal loans provider with one of the highest customer satisfaction scores in the market. With loans from £1,000 to £35,000, simple online application with a decision in minutes and the flexibility to tailor your loan, we’re enabling millions of borrowers to take life’s next step.

Novuna Vehicle Solutions

We are one of the UK’s largest fleet companies and the only company that offers a Total Asset Solution – the ability to fund, build and manage any vehicle type across all specialisms to cover every kind of mobile asset. We focus on reducing your costs, improving efficiencies, and helping meet environmental targets.

European Division

Our European division is one of the leading providers of bespoke finance solutions for specialist assets throughout the whole product lifecycle with customers in 22 countries. The business operates across five locations in London, Amsterdam, Dublin, Helsinki with a transactional capability in Belgium.


Colleagues meeting at Novuna office

Our Group

We deliver the flexibility, innovation and speed of a manufacturing led business, with the financial strength of a global powerhouse.

From 1 April 2021, we became a wholly owned subsidiary of Mitsubishi HC Capital Inc., strengthening our relationship with one of the world’s largest and most diversified financial groups with over £60bn of assets.

This puts us in a unique position, as we’re able to deliver the flexibility, innovation and speed of a manufacturing led business, alongside the financial strength of one of the largest leasing companies globally, renowned for its innovative approach to asset finance. This enables us to create truly unique propositions across a wide range of industry sectors, from renewable energy and infrastructure to retail.


Our strength in numbers

We're a leading financial services provider

We power the aspirations of over 1.3 million direct customers, who consistently rate us as one of the best in the industry, for customer service and product innovation.

Part of a global powerhouse

Our parent company is one of the world’s largest and most diversified financial groups worth over £60bn.

We're helping accelerate the journey to net zero

With a £316m net book value of green assets, including electric vehicles, we are committed to supporting businesses making a sustainable difference. Our target is to have 20% of our assets directly connected to climate action and affordable clean energy by March 2025.


Working with us

Join our 1,600 colleagues across 5 divisions

Sustainable Business

Creating a greener, cleaner future. Together.


Why Novuna 

Putting the customer at the heart of everything we do defines the way we work together, helping millions of consumers and businesses achieve their ambitions.