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Novuna - one of the UK’s leading financial services companies

Everyday over 1million individuals and businesses trust us to provide the right finance solutions to help them achieve their ambitions.

Novuna builds on four decades as one of the UK's most successful and trusted financial services providers.

Whether you’re weighing up the impact of transitioning to electric vehicles, looking to protect your hard-earned capital by finding better ways to manage your cash flow and finance new equipment, or you want to offer finance to your customers.

Whatever’s important to you, we’ll help you get there.

Our Brands

We work hard to make life easier for our customers. Creating extraordinary solutions backed up by outstanding customer support that our customers love.

From our 24/7 retail point of sale finance and award-winning personal loans to our industry leading end-to-end vehicle solutions helping to futureproof fleets, and our award-winning asset finance and business cash flow solutions.

Novuna Business Finance

Novuna Business Finance is now the largest non-bank asset finance provider in the UK, offering innovative funding solutions including specialist project funding for energy storage and infrastructure projects. Our credit automation provides faster decisioning and release of funds, with flexible repayment options and no hidden fees.

Novuna Business Cash Flow

Provides fast, flexible cash flow finance solutions to SMEs and larger corporates across a wide range of sectors, allowing businesses to release up to 90% of cash from unpaid invoices within 24hrs. Alongside a six month trial period and no long term contracts, so you can see if it’s right for you.

Novuna Consumer Finance

We’re one of the UK’s leading providers of retail point of sale finance, working with over 3,000 retailers from high street brand names to niche online ecommerce retailers. From Interest Free Credit to Buy Now Pay Later across all channels, we deliver a solution that's truly tailored to you and your customers’ needs.

Novuna Personal Finance

We’re a multi-award winning direct personal loans provider with one of the highest customer satisfaction scores in the market. We provide loans from £1,000 to £35,000, via a simple online application, instant decisioning alongside the flexibility to tailor your loan, helping millions of borrowers to take life’s next step.

Novuna Vehicle Solutions

We are one of the UK’s largest fleet companies and the only one that offers a Total Asset Solution – the ability to fund, build and manage any vehicle type across all specialisms to cover every kind of mobile asset. We focus on reducing your costs, and improving efficiencies, future proofing fleets to EVs and hydrogen fuels.

European Division

Our European division is one of the leading providers of bespoke finance solutions for specialist assets throughout the whole product lifecycle with customers in 24 countries. The business operates across five locations in London, Amsterdam, Dublin, Helsinki with a transactional capability in Belgium.

Excellent 4.9/5

Our customers trust us to put them first – and we do. That’s why we’ve achieved an average customer satisfaction score of 4.9/5 stars for the last 5 years running. Check out just some of the thousands of reviews we’ve been given in the last 12 months alone.

What Lisa Jones said about Novuna Personal Finance:

”I found you to be excellent and fast at paying and dealing with questions I asked”

What Richard Stafford said about Novuna Business Cash Flow:

”I have only just joined the system, but what I can say is Clare Sadler is credit to your company. Thoroughly professional and following up on all details and going above and beyond to give my company”

What Dave Hutson said about Novuna Vehicle Solutions:

”Great communications and delivery as promised. Engaging agents and good handover.”

Colleagues meeting at Novuna office

Our Group

We deliver the flexibility, innovation and speed of a manufacturing led business, with the financial strength of a global powerhouse.

We’re a wholly owned subsidiary of Mitsubishi HC Capital Inc., one of the world’s largest and most diversified financial groups with over £57bn (11trn yen) of assets.

This puts us in a unique position, as we’re able to deliver the flexibility, innovation and speed of a manufacturing led business, alongside the financial strength of one of the largest leasing companies globally, renowned for its innovative approach to asset finance. This enables us to create truly unique propositions across a wide range of industry sectors, from renewable energy and infrastructure to retail and personal finance.

Our strength in numbers

We're a leading financial services provider

We power the aspirations of over 1.3 million direct customers, who consistently rate us as one of the best in the industry, for customer service and product innovation.

Part of a global powerhouse

Our parent company is one of the world’s largest and most diversified financial groups worth over £57bn (11trn yen).

We're helping accelerate the journey to net zero

With a £636.6m net book value of green assets, including electric vehicles, we are committed to supporting businesses making a sustainable difference. Our target is to have 20% of our assets directly connected to climate action and affordable clean energy by March 2025.

Working with us

Join our 1,600 colleagues across 5 divisions

Sustainable Business

Creating a greener, cleaner future. Together.

Why Novuna 

Putting the customer at the heart of everything we do defines the way we work together, helping millions of consumers and businesses achieve their ambitions.

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