Retail finance options to offer your customers

It’s time to start offering your customers a better way to pay. With consumer finance, you can stay one step ahead of your competitors.

Finance options to bring in more business

Customers expect to see payment solutions that suit them, and they’re more likely to walk away if they can’t find the right option. Close that sale, attract new customers and increase your average order value by improving the payment options you offer in-store and online.

Which retail finance option is right for me?

You could choose to offer just one credit solution, or a combination to give your customers greater choice. Our dedicated team of experts will work closely with you to decide which retail finance option could yield the best results for your business.

New to retail finance?

Ready to boost your business with finance, but not sure where to start? We’ve been in the market for over 40 years so, don’t worry, you’re in safe hands.

  • Our dedicated onboarding team will help you choose the right consumer finance options for your business

  • We’ll advise how you can apply for FCA Authorisation which allows you to introduce your customers to us

  • We’ll help you get set up – free of charge – so you can start offering retail finance in no time

  • Our award-winning customer support team will help customers with any queries - no additional pressure on your team

  • Attract customers, drive footfall and traffic, increase sales and boost your average order value

  • There's no risk to your business - we'll manage all credit checks and collect all repayments

Unhappy with your current provider?

Don’t put up with clunky applications, poor customer service and unexpected interest rate hikes. Instead, work with a reliable retail finance provider like us.

  • Drive footfall and traffic, ultimately increasing sales and boosting customer loyalty

  • Quick and simple application process that can be completed in minutes, with customers receiving an instant decision

  • We've been in the market for over 40 years - partner with a provider customers recognise and trust

  • Easy integration, offering a smooth customer journey from start to finish

  • Outstanding customer service. We understand that the way we treat your customers is a reflection on your brand

  • Fair and transparent pricing. Don’t get caught out by unexpected interest rate increases

Key features of our retail finance options

Frictionless finance

Online, in-store or in a customer's home. Wherever you do business, we're right there for you, across all platforms.

Repayment holidays

Offer your customers a deferred start with a repayment holiday at the beginning of their agreement.

Fully customisable credit

Tell us what finance solutions your customers want, and we’ll do the rest. We work with retailers across different sectors – are you ready to join them?

Bespoke tailoring options

We’ll help you turn a potential decline into an accept so you don’t miss out on valuable sales. Decrease or increase the value of the finance application without any further credit checks.

No risk to your business

Enjoy all the benefits of retail finance, from extra sales to increased average order value, with none of the risk.

Soft search

We offer a soft search option so you can check the likelihood of your customers being accepted for finance – with no impact to their credit score.

Our retail finance partners include

Ready to boost your business with finance, but not sure where to start?

We explain the basics of working with the Financial Conduct Authority (FCA).

FCA Authorisation

Interested in becoming a retail finance partner?

If you would like to enquire about becoming a retail partner, please complete the short form, and one of our team will be back to you within three business days.

You will need to confirm you can meet all of the following criteria:

  • Minimum of £2,000,000 in annual sales turnover
  • A minimum of 2 years trading history
  • Be trading profitably
  • A minimum net worth of £25,000, unless your business is within the Home Improvements market then a minimum of £100,000 will be required
  • The products you offer are for consumers and NOT for businesses

Retail Partner helpline

If you are an existing retail partner with a general enquiry, please call our Retail Helpline:

0344 375 5515

Retail Helpline opening hours:
08:45 - 18:00 Monday to Friday
08:45 - 18:00 Saturday
10:00 - 18:00 Sunday

Customer helpline

If you're a customer looking to speak to someone about your existing retail finance or personal loan agreement, call our Customer Helpline:

0344 375 5500

Customer Helpline opening hours:
09:00 - 18:00 Monday to Friday
Closed Weekends & Bank Holidays