Retail finance options to offer your customers
It’s time to start offering your customers a better way to pay. With our cost-effective, straight-forward consumer finance, you can stay one step ahead of your competitors.
Consumer finance options to bring in more business
Customers expect to see payment solutions that suit them, and they’re more likely to checkout with confidence once they find the right option. Close that sale, attract new customers and increase your average order value by improving the payment options you offer both in-store and online.
Interest free credit
Allow savvy shoppers to spread the cost of their purchase without incurring any interest. Give your customers a more manageable way to pay with 0% finance.
Interest bearing credit
A potentially cost-neutral option for your business that allows customers to spread the cost of their purchase over fixed-rate monthly instalments.
Buy now pay later
Your customers can purchase what they need and pay for it later. Instant gratification for them, with no impact to your cash flow.
Team up with a leading finance provider you can trust
Ready to boost your business with finance? Our expert team will help you harness the power of our market-leading credit solutions, so you can boost sales and grow your business.
Thinking about switching retail finance providers?
Whether you’re unhappy with your current retail finance provider or you’re on the look-out for a different finance solution, there are some key things you need to consider when switching providers.
Here's what you need to knowKey features of our retail finance options
Bespoke tailoring options
Our unique tailoring features can turn declines into accepts, tell eligible customers the maximum amount they can borrow and inform customers when they can shorten their term to reduce their interest and your subsidy costs.
Customisable credit
Together, we'll build a bespoke retail finance package that works for you. Choose to offer interest free, interest bearing or buy now pay later finance - or a combination of all options.
Supportive onboarding and integration process
Start offering finance to your customers as soon as possible. Our e-commerce team are here to help manage every step of the integration process, whether it's taking advantage of our simple plug-ins or more bespoke development.
Quick and simple application process
Your customers can complete their finance application online, in store or from the comfort of their couch in minutes. They'll get an instant decision too.
An expert team on hand to support
You'll be assigned a dedicated Relationship Manager who will help to grow your business through offering retail finance. Work alongside experts in the field to drive sales and boost profitability.
Our retail finance partners include
Interested in becoming a retail finance partner?
If you would like to enquire about becoming a retail partner, please complete the short form, and one of our team will be back to you within three business days.
You will need to confirm you can meet all of the following criteria:
- Minimum of £2,000,000 in annual sales turnover
- A minimum of 2 years trading history
- Be trading profitably
- A minimum net worth of £25,000, unless your business is within the Home Improvements market then a minimum of £100,000 will be required
- The products you offer are for consumers and NOT for businesses
Retail Partner helpline
If you are an existing retail partner with a general enquiry, please call our Retail Helpline:
0344 375 5515
Retail Helpline opening hours:
08:45 - 18:00 Monday to Friday
08:45 - 18:00 Saturday
10:00 - 18:00 Sunday
Customer helpline
If you're a customer looking to speak to someone about your existing retail finance or personal loan agreement, call our Customer Helpline:
0344 375 5500
Customer Helpline opening hours:
09:00 - 18:00 Monday to Friday
Closed Weekends & Bank Holidays