Understanding invoice finance companies and how the invoice finance process works

Award winning UK invoice finance provider.

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What is invoice finance?

Invoice finance is a finance facility provided by an invoice finance lender to help business owners leverage their unpaid invoices, giving them an instant cash injection into the business.

On payment of the invoice from their customers the lender will release the final amount minus any fees and charges.

The invoice finance lender can release up to 90% of a business’s invoices straight away. There are different types of invoice financing options available to businesses depending on the situation and the level of control they require in collecting unpaid invoices.

Invoice financing companies offer an invoice funding solution, whereby payments are collected on your behalf managed by our team of expert credit controllers so you can focus on running your business.

What are the advantages of working with Novuna Business Cash Flow as your invoice finance company?

  • Improved cash flow - Boost your cash flow without having to wait up to 120 days for your customers to pay you

  • Digital onboarding - An invoice finance company with a revolutionary digital onboarding process, giving you quicker access to funds and the ability to take on new business remotely

  • Faster growth - Release up to 90% of the invoice straight away, and the final 10% when the invoice is settled

  • Save time - No need to chase your invoices, we can do it for you

  • No lengthy contracts - Six month trial period followed by a rolling contract

  • Award-winning service - Benefit from our award-winning client service

We are an award winning invoice finance company

Our invoice finance products are highly recommended by our customers

"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'

Read the full review

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Please note that costs are an estimate only and are based on the entered values. Your final quote may change once a Business Development Manager has assessed your business in more detail.

Invoice finance in the UK has been revolutionised with our digital onboarding process

Is invoice financing a good idea?

Invoice financing has become a popular solution for businesses due to its simplicity and providing funding to businesses quickly to improve their working capital. Waiting 30 - 90 days to receive payment of invoices or late invoice payments can put a financial strain on a business.

To avoid running into cash flow problems, businesses can use an invoice financing provider to secure a percentage value of the unpaid invoice upfront. The lender will collect the money once the invoices have been settled along with a percentage fee.

Is invoice finance right you?

An invoice finance facility is for companies selling to other businesses on credit terms, and turnover more than £50,000 a year.

Expand your operations

Invest in stock, machinery or equipment

Employ new members of staff

Fix long-standing issues with cash flow

What are the different types of invoice financing?

There are two main types of invoice financing available to businesses looking to improve their cash flow position; invoice factoring and invoice discounting. We've listed the key differences between these two products below to help you decide which is more suitable for your business:

Invoice Finance FAQs

Learn more about invoice financing

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If your customers are consumers, please contact our consumer finance division.

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