Invoice Finance

Release cash from your unpaid invoices within 24 hours with Novuna Business Cash Flow.

Multi-award winning invoice finance specialist supporting a range of businesses across the UK.

Get a no obligation quote online or call us on the number below to have a chat with one of our invoice financing experts.

Invoice financing - what is it?

Invoice finance is a finance facility when a company's unpaid invoices are leveraged to quickly release cash that your business is owed, so you don't have to wait the usual payment terms in order to get paid.

Once your customer has paid the invoice, your invoice finance company will collect the balance in addition to a small fee. This means your business can free up cash flow quickly and you don’t have to wait to receive payment for your goods or services.

The main benefit of using an invoice finance company is that they offer businesses a solution to maintain their own credit control processes, which therefore remains strictly confidential so your customers are unaware of their involvement.

Invoice financing is also an invoice funding solution whereby payments are collected on your behalf, managed by a team of expert credit controllers so you can focus on running your business.

What you'll learn about invoice financing on this page:

  • What are the different types of invoice finance?
  • What are the benefits of invoice finance?
  • How much does invoice finance cost?
  • If invoice finance is right for your business?

What are the different types of invoice finance?

There are two main types of invoice finance available to businesses looking to improve their cash flow position; invoice factoring and invoice discounting. We've listed the key differences between these two products below to help you decide which is more suitable for your business:

What are the benefits of invoice finance?

  • Improved cash flow - Boost your cash flow without having to wait up to 120 days for your customers to pay you

  • Digital onboarding - An invoice finance company with a revolutionary digital onboarding process, giving you quicker access to funds and the ability to take on new business remotely

  • Faster growth - Release up to 90% of the invoice straight away, and the final 10% when the invoice is settled

  • Save time - No need to chase your invoices, we can do it for you

  • No lengthy contracts - Six month trial period followed by a rolling contract

  • Award-winning service - Benefit from our award-winning client service

How much does invoice finance cost?

Get a quote now Check eligibility

Please note that costs are an estimate only and are based on the entered values. Your final quote may change once a Business Development Manager has assessed your business in more detail.

Is invoice finance right for my business?

Generally speaking, an invoice finance facility is best suited to companies selling to other businesses on credit terms, and turnover more than £50,000 a year.

Expand your operations

Invest in stock, machinery or equipment

Employ new members of staff

Fix long-standing issues with cash flow

Why choose Novuna Business Cash Flow as your invoice finance company?

6 month trial period

A 6 month trial period so you can be sure the product is right for you, followed by a 6 month rolling contract – we don’t tie our clients in for long periods.

Digital onboarding

We are the first in the market to offer a digital onboarding process and have been leading the way with our digital capabilities allowing clients to sign up within 24 hours from the first appointment.

Client Trust Account

Once you become a client you will be given your own trust account, meaning you will get same day availability on your funds. You can also view all of your invoices and payments online at a time suitable to you, 24/7.

No uncleared effects

We have heavily invested in our digital capabilities. This includes the auto allocation of payments using Artificial Intelligence. Ultimately this advance in technology means that our clients access money quicker as well as saving money on interest charges due to auto allocation.

Simple pricing

We aim to make the process of Cash Flow finance as simple and straightforward as possible. Our pricing is very straightforward to understand. For a no obligation quote or an informal chat you can call our friendly team today on 0808 250 0859.

Award winning service

We offer award-winning client services and individual Relationship Managers who are on the other end of the phone or out in the field to visit you in person.

We come highly recommended by our customers

"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'

Read the full review

Get free advice from one of our invoice finance experts

Contact our friendly UK advisors on our freephone

0808 250 0859

8:45 - 17:15 - Monday to Thursday &
8:45 - 16:45 - Friday

Get your invoice finance quote and find out how much cash you could unlock today

Complete this form for a no obligation quote

If your customers are consumers, please contact our consumer finance division.

Find out more about invoice finance in our blog

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