Flexible finance that drives revenue

Previously known as Hitachi Capital Consumer Finance, we are the UK's leading provider of POS credit with 40 years’ experience. We're already working with 3,000+ brands committed to giving customers the very best payment options.

Whether your business is driven by digital channels, traditional bricks and mortar, a mixture of both or something in between, our omni-channel solution makes finance applications quicker and easier than ever before. For you and your customers.


Simple in store applications

Applications take less than 5 minutes and can be completed on the spot with e-signature or taken away for the customer to finalise from the comfort of their own home. The application platform can be white labelled to match your brand’s look and feel for a smooth journey from start to finish.

Quick and easy online solution

Use your affordable finance option as a selling point by advertising the low-cost monthly payments across your ecommerce channels. Our platform integrates seamlessly with all major EPOS systems including Shopify and WooCommerce via a simple plug in.


Our retail finance partners include


Interested in becoming a retail finance partner?

If you would like to enquire about becoming a retail partner, please complete the short form, and one of our team will be back to you within three business days.

You will need to confirm you can meet all of the following criteria:

  • Minimum of £1,000,000 in annual sales turnover
  • A minimum of 2 years trading history
  • Be trading profitably
  • A minimum net worth of £25,000, unless your business is within the Home Improvements market then a minimum of £100,000 will be required
  • The products you offer are for consumers and NOT for businesses

Retail Partner helpline

If you are an existing retail partner with a general enquiry, please call our Retail Helpline:

0344 375 5515

Retail Helpline opening hours:
08:45 - 18:00 Monday to Friday
08:45 - 18:00 Saturday
10:00 - 18:00 Sunday

If you're a customer looking to speak to someone about your existing retail finance or personal loan agreement, call our Customer Helpline:

0344 375 5500

Customer Helpline opening hours:
09:00 - 18:00 Monday to Friday
Closed Weekends & Bank Holidays