Working with businesses just like yours

Home improvement to healthcare, furniture to fitness equipment, we work with over 3,000 online and high street retailers of all shapes and sizes. Formerly Hitachi Capital Consumer Finance, we help retailers up and down the country.

No FCA authorisation? No problem. Click here for support on submitting an application or brokering unregulated credit agreements.


Our specialist retail sectors include

Home improvements finance

We know your industry inside out. We currently work with more than 580 retailers in your space including B&Q and Worcester Bosch, covering everything from bathrooms to boilers.

Healthcare finance

From Hearing Care to laser eye surgery, we have plenty of experience when it comes to healthcare retail. Partners include Boots Hearingcare and Optical Express.

Jewellery finance

From independents to high-street giants, we work with jewellery retailers from all walks of life. Some of our longest standing partnerships in your industry include Berry’s and C W Sellors.

Furniture finance

We work with furniture retailers up and down the country, including some of the biggest names on the high street such as DFS.

Electricals finance

Our work in the electrical sector dates back to 1995. Fast forward 25 years and we now support over 200 retailers with a whole range of products and solutions to suit their business.

Leisure finance

Covering a wide range of leisure sectors, including creative, motoring accessories, outdoor activities, health and fitness. Helping customers to live their passions.

Now offering finance for Golf Memberships

We are now able to work with golf clubs across the country to offer an affordable membership payment option to your players.

Man walking on a golf course carrying golf clubs

Don’t see your sector here? Don’t worry

This is not an exhaustive list and we work with retailers across a number of other sectors. So whatever your business, get in touch. We’d love to see how we could help.

Ready to boost your business with finance, but not sure where to start?

We explain the basics of working with the Financial Conduct Authority (FCA).

FCA Authorisation

Our retail finance partners include


Interested in becoming a retail finance partner?

If you would like to enquire about becoming a retail partner, please complete the short form, and one of our team will be back to you within three business days.

You will need to confirm you can meet all of the following criteria:

  • Minimum of £1,000,000 in annual sales turnover
  • A minimum of 2 years trading history
  • Be trading profitably
  • A minimum net worth of £25,000, unless your business is within the Home Improvements market then a minimum of £100,000 will be required
  • The products you offer are for consumers and NOT for businesses

Retail Partner helpline

If you are an existing retail partner with a general enquiry, please call our Retail Helpline:

0344 375 5515

Retail Helpline opening hours:
08:45 - 18:00 Monday to Friday
08:45 - 18:00 Saturday
10:00 - 18:00 Sunday

If you're a customer looking to speak to someone about your existing retail finance or personal loan agreement, call our Customer Helpline:

0344 375 5500

Customer Helpline opening hours:
09:00 - 18:00 Monday to Friday
Closed Weekends & Bank Holidays