We specialise in providing finance for key retail sectors
Home improvement to healthcare, furniture to fitness equipment, we work with over 3,000 online and high street retailers of all shapes and sizes. Formerly Hitachi Capital Consumer Finance, we help retailers up and down the country.
No FCA authorisation? No problem. Click here for support on submitting an application or brokering unregulated credit agreements.
Our specialist retail sectors include
Home improvements finance
We know your industry inside out. We currently work with more than 580 retailers in your space including Worcester Bosch, covering everything from bathrooms to boilers.
Healthcare finance
From Hearing Care to laser eye surgery, we have plenty of experience when it comes to healthcare retail. Partners include Boots Hearingcare and Optical Express.
Jewellery finance
From independents to high-street giants, we work with jewellery retailers from all walks of life. Some of our longest standing partnerships in your industry include Berry’s and C W Sellors.
Furniture finance
We work with furniture retailers up and down the country, including some of the biggest names on the high street such as DFS.
Electricals finance
Our work in the electrical sector dates back to 1995. Fast forward 25 years and we now support over 200 retailers with a whole range of products and solutions to suit their business.
Retail finance for art galleries
We work with hundreds of galleries across the UK to offer flexible finance solutions. When you partner with us, you'll be benefiting your gallery, your clients and your artists.
Now offering finance for Golf Memberships
We are now able to work with golf clubs across the country to offer an affordable membership payment option to your players.
Don’t see your sector here? Don’t worry
This is not an exhaustive list and we work with retailers across a number of other sectors. So whatever your business, get in touch. We’d love to see how we could help.
Ready to boost your business with finance, but not sure where to start?
We explain the basics of working with the Financial Conduct Authority (FCA).
FCA AuthorisationOur retail finance partners include
Interested in becoming a retail finance partner?
If you would like to enquire about becoming a retail partner, please complete the short form, and one of our team will be back to you within three business days.
You will need to confirm you can meet all of the following criteria:
- Minimum of £2,000,000 in annual sales turnover
- A minimum of 2 years trading history
- Be trading profitably
- A minimum net worth of £25,000, unless your business is within the Home Improvements market then a minimum of £100,000 will be required
- The products you offer are for consumers and NOT for businesses
Retail Partner helpline
If you are an existing retail partner with a general enquiry, please call our Retail Helpline:
0344 375 5515
Retail Helpline opening hours:
08:45 - 18:00 Monday to Friday
08:45 - 18:00 Saturday
10:00 - 18:00 Sunday
Customer helpline
If you're a customer looking to speak to someone about your existing retail finance or personal loan agreement, call our Customer Helpline:
0344 375 5500
Customer Helpline opening hours:
09:00 - 18:00 Monday to Friday
Closed Weekends & Bank Holidays