Woman buying artwork at a gallery

Retail finance for art galleries

We work with a wide range of galleries across the country to offer flexible finance solutions.

If you’re looking for fresh ways to engage clients and boost your sales, retail finance could be exactly what your gallery needs.

Hear directly from our partner

When one of our partners, Wyecliffe Galleries, first started working with us, only about 10% of their clients were using interest free credit. Now over half of their clients are choosing to pay using finance to help make their purchase more manageable.

We spoke to both the Wyecliffe Galleries team, suppliers and customers, and heard about the impact offering retail finance has had on the growth of their business.

Learn how our flexible finance option has attracted more new customers, along with helping existing clients grow their collections faster and easier than ever before.

Offering finance benefits you, your clients and your artists


Make more money when you offer finance. Giving clients an alternative way to pay not only improves conversion, but it can increase the order value too.

Experienced collectors

Improve the customer journey and encourage additional sales by allowing your collectors to spread the cost instead of parting with a considerable sum upfront.

New clientele

Make art more accessible for those just starting to build their collection. Drive traffic and footfall by allowing new customers to pay for their artwork over a series of monthly instalments.


By offering a more affordable way to pay for your artist’s work, you can boost sales, grow your artist’s client base and build their reputation.

Here's what our partners say...

“Offering finance has opened up the world of art collection to all different sorts of people, which is amazing. It’s lovely to see customers come in and fall in love with a painting. Interest free credit makes it affordable to begin that collection – and we also tend to find that people who make that first step will then continue to collect with us.”

Ben Fry, Director of Wyecliffe Galleries

Our finance solutions

Make it easier for your clients to buy the art they love with our retail finance options.

Interest free finance

Purple icon with a tick in the centre

Allow customers to spread the cost of their purchase with no interest added.

Interest bearing credit

Purple icon of a downward facing arrow and a pound sign in the centre

Give customers the option to make fixed-rate monthly repayments over a longer term.

Buy now pay later

Purple icon with a pound sign in the centre

They’ll walk away with the artwork they love now, and won’t start paying for up to a year.

About our Own Art partnership

We are proud to be the official finance partner for Own Art, a Creative United initiative supported by Arts Council England, Creative Scotland and Arts Council of Northern Ireland.

The initiative subsidises the cost of offering interest free credit, encouraging galleries to offer finance to clients and broaden their customer base. Its goal is to make buying art and craft more affordable and accessible – so anyone can enjoy the feeling of owning an original piece of work.

78% of customers increased their spend because the Own Art scheme was available, with 91% saying they intend to purchase more art as a result of their good experience.

Through our partnership with Own Art, we’ve helped over 300 galleries to offer finance to more than 50,000 customers. Are you ready to join them? Get in touch with our team to find out if your gallery is eligible for Own Art membership.

A man and woman looking at a piece of art resembling a woodland

We understand galleries

You deserve to work with a retail finance provider who understands what your business is all about. With over 40 years of experience in the market, we’ve been working with high-profile galleries like yours for decades. We know what you expect from your provider, and we’re here to help you achieve your goals. Discover even more reasons to offer art gallery finance here.

  • Simple online application process that can be filled out in-store, online or wherever suits your customers best

  • Instant decisioning and e-signature technology to make the process as swift as possible

  • Tailored decisions and tiered pricing to boost accept rates

  • Soft search functionality, giving customers more confidence to apply

  • We’ll show the maximum limit that can be borrowed to encourage increased order value

  • Efficient onboarding process and seamless integration with your POS or ePOS system, with no set-up charges

  • Award-winning support for your team and your customers, with a sector specialist relationship manager on hand to help

  • Customers recognise and trust our reputable brand

  • We’ll take on the credit risk, and there'll be no impact to your cash flow

  • Your clients can manage their account online or via our app, ensuring a smooth process from start to finish

Start offering retail finance

Whether you’re new to offering finance, ready to switch providers or interested in joining the Own Art scheme, we’d love to hear from you. To get in touch, please complete this short form, and we will be in contact with you as soon as possible.

Retail Partner helpline

If you are an existing retail partner with a general enquiry, please call our Retail Helpline:

0344 375 5515

Retail Helpline opening hours:
08:45 - 18:00 Monday to Friday
08:45 - 18:00 Saturday
10:00 - 18:00 Sunday

Customer helpline

If you're a customer looking to speak to someone about your existing retail finance or personal loan agreement, call our Customer Helpline:

0344 375 5500

Customer Helpline opening hours:
09:00 - 18:00 Monday to Friday
Closed Weekends & Bank Holidays