Equipment finance

From construction machinery and agricultural tools to IT systems and production line assets, having access to the right equipment is essential for running an efficient and competitive business. At Novuna Business Finance, we provide tailored equipment finance solutions that let you invest in vital assets without impacting your cashflow.

Whether you're replacing outdated machinery, expanding your capabilities, or adopting new technologies, our flexible hire purchase and leasing options are built around your operational needs. With fast decisions and industry expertise, we make equipment finance simple, so you can focus on growing your business with confidence.

Would my business be eligible?

You can enquire for equipment finance if you meet the following minimum criteria:

A UK based Limited Company, Public Limited Company, Limited Liability Partnership, Sole trader or Partnership
Have been trading for a minimum of three years
Looking for Hire Purchase or Leasing agreements

Enquire today

Assets we fund

Harvesters ctaTile

Excavators ctaTile

HGVs ctaTile

EV chargers ctaTile

Hire Purchase

Ownership benefits without the need for large upfront investment
Immediate access to the asset while spreading the cost over a fixed term
Predictable fixed instalments that can be tailored to match business's cash flow
Choose variable deposits and optional balloon payments to reduce costs
VAT flexibility through deferred payment options to support your cash flow
Take full title to the asset by paying a small Option to Purchase Fee at the end of the agreement
Can be used for capital allowances

Lease

Use the asset for your business needs without taking ownership at the end
Flexible end-of-term options such as selling to an unconnected third-party, continuing to hire the asset, or returning the asset
Choose a payment structure that aligns with your business's income and expenditure cycles
Low upfront cost
VAT is payable on each payment as it falls due
Must be returned in a good condition and in-line with the agreed usage limits
Can't be used to claim for capital allowances