Truck, Lorry and HGV finance

Efficient, compliant, and well-maintained vehicles are the backbone of any successful haulage or logistics operation. Whether you're growing your fleet to take on new routes, upgrading to meet Euro 6 or ULEZ standards, or replacing ageing HGVs, Novuna Business Finance provides tailored funding solutions to support your goals.

If you're looking for HGV, lorry, or truck finance, we offer flexible options designed to meet the demands of the transport sector. From rigid trucks and articulated lorries to specialist haulage vehicles, our finance solutions, spanning hire purchase and leasing agreements, are built around your cashflow and operational needs. With sector expertise and fast decisions, we help keep your business moving, mile after mile.

Would my business be eligible?

You can enquire for truck, lorry or HGV finance if you meet the following minimum criteria:

A UK based Limited Company, Public Limited Company, Limited Liability Partnership, Sole trader or Partnership
Have been trading for a minimum of three years
Looking for Hire Purchase or Leasing agreements

Enquire today

Assets we fund

HGVs ctaTile

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Ian Exall And Angela Heathcote At MW Sweepers

Vans ctaTile

Coaches ctaTile

Hire Purchase

Ownership benefits without the need for large upfront investment
Immediate access to the asset while spreading the cost over a fixed term
Predictable fixed instalments that can be tailored to match business's cash flow
Choose variable deposits and optional balloon payments to reduce costs
VAT flexibility through deferred payment options to support your cash flow
Take full title to the asset by paying a small Option to Purchase Fee at the end of the agreement
Can be used for capital allowances

Lease

Use the asset for your business needs without taking ownership at the end
Flexible end-of-term options such as selling to an unconnected third-party, continuing to hire the asset, or returning the asset
Choose a payment structure that aligns with your business's income and expenditure cycles
Low upfront cost
VAT is payable on each payment as it falls due
Must be returned in a good condition and in-line with the agreed usage limits
Can't be used to claim for capital allowances