British Business Bank Finance Finder Tool:

Welcome to Novuna Business Finance in association with the British Business Bank’s Finance Finder.

We’re pleased to support you on your access to finance journey - designed to help your business explore potential finance options.

We support businesses in the UK, offering asset finance tailored to your needs.

Is your business eligible?

You can enquire for finance if you meet the following minimum criteria:

A UK based Limited Company, Public Limited Company, Limited Liability Partnership, Sole trader or Partnership
Have been trading for a minimum of three years
Looking for Hire Purchase or Leasing agreements

If you’d like to explore further, you can learn more about our products and services by using the navigation bar above.

We also offer a range of educational tools and resources through our Business Resource Centre to help you make informed financial decisions.

Disclaimer: The British Business Bank’s Finance Finder and supporting guidance pages are intended to provide general information only. You should always seek independent professional advice before making any financial decisions.

Hire Purchase

Ownership benefits without the need for large upfront investment
Immediate access to the asset while spreading the cost over a fixed term
Predictable fixed instalments that can be tailored to match business's cash flow
Choose variable deposits and optional balloon payments to reduce costs
VAT flexibility through deferred payment options to support your cash flow
Take full title to the asset by paying a small Option to Purchase Fee at the end of the agreement
Can be used for capital allowances

Lease

Use the asset for your business needs without taking ownership at the end
Flexible end-of-term options such as selling to an unconnected third-party, continuing to hire the asset, or returning the asset
Choose a payment structure that aligns with your business's income and expenditure cycles
Low upfront cost
VAT is payable on each payment as it falls due
Must be returned in a good condition and in-line with the agreed usage limits
Can't be used to claim for capital allowances