What sort of financial information do you need?

We may ask for a summary of your business's financial situation, for example your latest accounts, and we may also look at your bank statements to show that, on a monthly basis, you can afford the repayments when they are due.

How do I know if you’ll lend to my business? Why is asset finance different to a loan or overdraft? What interest rate do you charge? How much deposit would I need? Can I choose my repayment date and amount? Can I reclaim VAT on a Hire Purchase agreement? What do I do if I am experiencing financial difficulty or there's been a change in circumstance?