{{article_summary}}
Retail finance solutions
Attract customers, increase sales and boost average order value by giving your customers more affordable ways to spread the cost, both in store and online.
Our flexible retail finance options make it easier than ever for your customers to buy. Plus, we’ll provide all the support you need to harness the power of point of sale credit.
A retail finance provider you can rely on
Flexible finance options
From interest free to buy now pay later, together we’ll build a bespoke retail finance package that works for you and your customers.
Intuitive application platform
5 minute application, instant decision and ability to e-sign agreement securely in-store, online or anywhere else. No paperwork, no hassle.
Tailored decisions
Increase accept rates, boost order values and reduce operational costs with lending decisions that are tailored to every customer.
Omni-channel solutions for our connected world
Our system integrates seamlessly with both in-store and online POS technology. So, whether you’re a traditional bricks and mortar retailer or operate in the digital space (or both), we can support you.
Set up in no time, and at no cost
You'll love our free-of-charge onboarding process. We’ll help to manage every step of the integration process, whether you want to take advantage of our plugins and be ready to go at the click of a button, or require a more complex bespoke development.
Dedicated support from our team
Your Relationship Manager will provide expert consultancy to help support your business when offering retail finance. Work alongside them to understand regulation, analyse your data, finesse your credit strategy and boost profitability.
Five-star service for your customers
Your customers can get in touch with our award-winning customer experience team directly for support. Plus, they can manage their agreement 24/7 online or via our app, so they can look after their finances with ease.
More customers spending more = more profit
Trusted by thousands of business just like yours
From accelerating footfall to driving ATV, find out why our partners love working with us
See our case studiesJoin our network of over 3,000 UK retailers
To work with us, you will need a minimum of:
- £2m in annual sales turnover OR £50,000 in finance in the last year
- 2 years trading history
- Net worth of £25,000 (£100,000 for Home Improvements sector)
You will also need:
- To be offering products or services for consumers, NOT for businesses
- To be trading profitably
Please note, we do NOT currently work with the following industries: renewable energy (including solar), dentistry, invasive healthcare, clothing, personal development or training solutions.
If you meet this criteria, we'd love to hear from you. Please complete the form and one of the team will be in touch within three working days (usually the same day).
If you are an existing retailer with a general enquiry or a customer looking to speak to someone about your retail finance or personal loan agreement, click here for contact details and opening hours.
New customer acquisition report
With costs only going up, attracting (and keeping) customers is vital. Learn how you stack up with our latest research.
Get our latest research report to hear how others view the costs of winning and retaining customers.