Woman Buying Artwork At A Gallery

Retail finance for art galleries

We work with a wide range of galleries across the country to offer flexible finance solutions.

If you’re looking for fresh ways to engage clients and boost your sales, retail finance could be exactly what your gallery needs.

Hear directly from our partner

When one of our partners, Wyecliffe Galleries, first started working with us, only about 10% of their clients were using interest free credit. Now over half of their clients are choosing to pay using finance to help make their purchase more manageable.

We spoke to both the Wyecliffe Galleries team, suppliers and customers, and heard about the impact offering retail finance has had on the growth of their business.

Learn how our flexible finance option has attracted more new customers, along with helping existing clients grow their collections faster and easier than ever before.

Offering finance benefits you, your clients and your artists

Galleries

Make more money when you offer finance. Giving clients an alternative way to pay not only improves conversion, but it can increase the order value too.

Experienced collectors

Improve the customer journey and encourage additional sales by allowing your collectors to spread the cost instead of parting with a considerable sum upfront.

New clientele

Make art more accessible for those just starting to build their collection. Drive traffic and footfall by allowing new customers to pay for their artwork over a series of monthly instalments.

Artists

By offering a more affordable way to pay for your artist’s work, you can boost sales, grow your artist’s client base and build their reputation.

Here's what our partners say...

“Offering finance has opened up the world of art collection to all different sorts of people, which is amazing. It’s lovely to see customers come in and fall in love with a painting. Interest free credit makes it affordable to begin that collection – and we also tend to find that people who make that first step will then continue to collect with us.”

Ben Fry, Director of Wyecliffe Galleries

Our finance solutions

Make it easier for your clients to buy the art they love with our retail finance options.

Interest free finance

Allow customers to spread the cost of their purchase with no interest added.

Interest bearing credit

Give customers the option to make fixed-rate monthly repayments over a longer term.

Buy now pay later

They’ll walk away with the artwork they love now, and won’t start paying for up to a year.

About our Own Art partnership

We are proud to be the official finance partner for Own Art, a Creative United initiative supported by Arts Council England, Creative Scotland and Arts Council of Northern Ireland.

The initiative subsidises the cost of offering interest free credit, encouraging galleries to offer finance to clients and broaden their customer base. Its goal is to make buying art and craft more affordable and accessible – so anyone can enjoy the feeling of owning an original piece of work. 

100% of customers said they would recommend the Own Art scheme and use it again in the future, with 69% saying they would not have purchased the artwork if the scheme wasn't available. 

Through our partnership with Own Art, we’ve helped hundreds of galleries to offer finance to more than 79,000 customers. Are you ready to join them? Get in touch with our team to find out if your gallery is eligible for Own Art membership.


We understand galleries

You deserve to work with a retail finance provider who understands what your business is all about. With over 40 years of experience in the market, we’ve been working with high-profile galleries like yours for decades. We know what you expect from your provider, and we’re here to help you achieve your goals. Discover even more reasons to offer art gallery finance here.

  • Simple online application process that can be filled out in-store, online or wherever suits your customers best

  • Instant decisioning and e-signature technology to make the process as swift as possible

  • Tailored decisions and tiered pricing to boost accept rates

  • Soft search functionality, giving customers more confidence to apply

  • We’ll show the maximum limit that can be borrowed to encourage increased order value

  • Efficient onboarding process and seamless integration with your POS or ePOS system, with no set-up charges

  • Award-winning support for your team and your customers, with a sector specialist relationship manager on hand to help

  • Customers recognise and trust our reputable brand

  • We’ll take on the credit risk, and there'll be no impact to your cash flow

  • Your clients can manage their account online or via our app, ensuring a smooth process from start to finish


Ready to join our network of over 3,000 UK retailers?

To work with us, you will need to be offering products or services for consumers (not for other businesses) and be trading profitably. You will also need a minimum of: 

  • £2m in annual sales turnover OR £50,000 in finance in the last year

  • 2 years trading history

  • Net worth of £25,000 (£100,000 for Home Improvements sector)

Please note, we do NOT currently work with the following industries: renewable energy (including solar), dentistry, invasive healthcare, clothing, personal development or training solutions.

If you meet this criteria, we'd love to hear from you. Please complete the form and one of the team will be in touch within three working days (usually the same day).

If you are an existing retailer with a general enquiry or a customer looking to speak to someone about your retail finance or personal loan agreement, click here for contact details and opening hours.