Novuna and Sencillo join forces to transform school fee finance

Novuna Consumer Finance has partnered with Sencillo, a specialist in simplified digital finance journeys for the education sector to deliver a seamless, fully integrated school fee finance solution designed to support independent schools and families across the UK.

The partnership combines Novuna’s trusted lending expertise with Sencillo’s intelligent technology platform, helping parents spread the cost of private school fees through flexible repayment options, tailored to their circumstances. Together, the businesses are improving access to independent education while helping schools strengthen financial stability, reduce risk and improve operational efficiency.

At the heart of the offering is a flexible finance model that allows schools to receive 100% of fees upfront at the start of term, eliminating the administrative burden of collecting instalments and significantly improving cashflow predictability.

Parents benefit from simple, transparent fixed-term credit agreements that provide clarity and confidence when managing school fee payments. The solution also operates on a no-recourse basis, meaning schools carry no financial risk in the event of missed payments.

Through Sencillo’s digital platform, parents use the built-in smart planning tools and are presented with personalised and affordable repayment options. Finance is embedded directly into the school fee process, creating a seamless experience from application through to payment, without any additional effort required from the Schools.

Novuna’s non-brokered proposition, delivered and promoted through Sencillo’s platform, enables schools to offer finance solutions compliantly, without needing Financial Conduct Authority (FCA) authorisation, saving both time and cost.

Together, the partnership delivers greater accessibility to independent education through flexible payment options, while helping schools improve enrolment and retention, strengthen cashflow through upfront fee payments, and reduce both administrative and regulatory burdens via a fully integrated digital experience.

Brian Flesk, Head of Retail at Novuna Consumer Finance, said:

“This partnership represents a significant step forward in the delivery of school fee finance. By combining our flexible funding solutions with Sencillo’s innovative platform, we’re enabling schools to better support families, attract new students through affordable payment options and strengthen their own financial resilience.”

Adam Amos, Founder & CEO at Sencillo added:

“Our mission is to simplify and modernise the way families fund education. Smart planning plus responsible, accessible financial products are key. Partnering with Novuna allows us to scale that vision, enabling schools and parents to access a seamless and compliant solution with flexible award winning finance that supports informed financial decisions throughout a child’s education journey, whilst removing much of the regulatory, financial and administrative burden for schools.”

The partnership underscores a shared commitment to innovation, accessibility, and financial wellbeing across the education sector.