Personal loans to help you make the important things happen

Straightforward, affordable finance for life’s big plans - from home improvements to holidays.

At Novuna Personal Finance, we make borrowing simple and transparent. With quick online decisions and competitive rates, we’ve helped millions of people across the UK achieve their goals with confidence.

Find out more

What we offer

Your Loan, Your Terms

Unsecured loans from £1,000 to £35,000 with repayment terms from 2 to 7 years.

No Hidden Fees

Fixed rates and no hidden fees.

Simple Online Experience

Fast, secure and mobile-friendly online application and account management.

Key Benefits

You don't have to be an existing customer to apply
Competitive fixed-rate loans you can trust.
Manage everything easily online - from application to final payment
Support from a UK-based customer service team.

Why Choose Novuna

Rated 4.9 / 5 by our customers on Feefo.
Part of Mitsubishi HC Capital Inc - one of the world’s largest finance groups.
Trusted lender for over 40 years.
Simple, transparent lending you can rely on.

How It Works

Use our online calculator to see how much you could borrow.

Apply online - decisions are fast and secure.

Once approved, funds are transferred directly to your account.

Manage your loan through our online App at any time.

Find out more

Customer Experience Rating

Our customer satisfaction is vital to our success, which is why we’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews

4.9/5

Based on 61376 reviews.

Graeme happy customer

Easy to complete quick process, I have use Novuna before and have found the app to be one of the best

Good service

Excellent

Great rate. Processed quickly and it’s already on my account. Thank you very much.

Consistently high service

Competitive interest rate, easy application process and fast decision. I have used Novuna before and the standard of service remains consistently high. I would definitely recommend them.

Quick response

Very quick and reliable service

Quick / Simple

Always been a good experience and very fast turn around

Very good and great to deal with

Excellent company and very good service

Rapid and straightforward

Very easy to complete and super fast delivery

Great Service

It was very easy to deal with you. Very quick decision and money paid quickly.

Fast and efficient!

Fast and easy process, great service. Money was in my account within 24hrs and ok rates when compared to some.

5 star

Very quick decisions and faultless service

Very professional service

A swift and professional service albeit with no human interaction. Personally, I prefer to talk to people so as to fully understand and to question the things that I may not understand. That said, the entire process, was clean, professional and fast. I knew the response to my application almost instantly, and within 2 days my old loan was finalised as cleared and my new top up loan was fully in service. A very pleasant experience

Three medal-winning athletes standing on the podium at a track championship, smiling and holding a Union Jack flag behind them in the stadium.

Proud Title Partner of British Athletics

Helping people achieve their goals - on and off the track.

As proud partners of British Athletics, we back the ambition and belief that turn dreams into results. From athletes chasing personal bests to individuals planning for life’s big moments, our focus is the same - helping people move forward with confidence.

Discover Our Partnership