
How we support the hospitality industry
Our hub has been created to help hospitality businesses stay financially resilient through busy and quieter trading periods. Explore the finance options designed to support your business all year round.
-
Cash flow challenge: I’m covering staff, supplier, and operating costs while waiting for customer or event payments
-
Perfect for: Hospitality businesses that experience seasonal peaks and slower trading periods and need help managing running costs without taking on long-term debt
We compare providers, help you apply, and make sure you get the right deal for your situation.
Useful resources for our hospitality industry
Merchant Cash Advance
A merchant cash advance gives you funding that flexes with your card sales. Repayments adjust automatically, helping you manage slower trading periods with ease.
Supply chain finance
Supply chain finance helps you pay suppliers on time while extending your own payment terms. It strengthens relationships with key suppliers and keeps your operations running smoothly without straining cash flow.
Invoice factoring
Invoice factoring helps you unlock cash tied up in unpaid invoices. It’s an effective way to improve cash flow and reduce pressure from late-paying customers.
We can help you with hospitality cash flow pressures
Seasonal trading fluctuations
Hospitality businesses often experience strong seasonal peaks followed by quieter months. Managing staff, rent, and supplier payments during slower periods can strain cash flow. Short-term finance can help maintain stability and cover essential expenses year-round.
High overhead and staffing costs
Payroll, utilities, and rent are major ongoing costs in hospitality. Even small dips in customer numbers can make meeting these expenses difficult. Access to flexible funding ensures you can pay your team and suppliers on time without affecting service quality.
Delayed or inconsistent payments
Event bookings, corporate clients, and group reservations may not always pay immediately. These delays can affect your ability to cover daily running costs. Cash flow finance helps bridge the gap so you can operate smoothly while waiting for payments.
Refurbishment and upgrade expenses
Keeping your venue up to standard often means investing in refurbishments, new equipment, or modern technology. These upgrades require significant upfront spend. Finance options such as business loans or asset finance can spread the cost and protect working capital.
Explore our latest blogs in the hospitality industry
FAQ's
