Agency payroll due - fast funding options when cash is tight

Wednesday 27th August 2025

Last updated: 29th October 2025

Top View Payroll Concept With Items
  • Cash flow challenge: My agency payroll is due, but clients are slow to pay their invoices, leaving me short of cash to cover staff wages.

  • Perfect for: Recruitment agencies that need reliable funding to bridge gaps between paying contractors and receiving client payments.

Novuna helps recruitment agencies access funding to cover payroll when cash is tight. We compare providers, support your application, and make sure you secure the right solution to protect staff and business continuity.

 

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Why payroll creates cash flow pressure for agencies

Recruitment agencies often have to pay temporary staff or contractors weekly, while clients may take 30, 60, or even 90 days to pay invoices. This mismatch can leave agencies scrambling to cover wages without stable cash flow.


Funding options to cover payroll

Invoice finance

Releases cash tied up in unpaid invoices, giving agencies access to funds as soon as invoices are raised.

 

Invoice discounting

Similar to invoice finance but allows agencies to manage their own credit control, keeping the funding confidential.

 

Payroll finance

Specialist finance designed for recruitment agencies to cover staff wages in line with weekly or monthly pay cycles.

 

Working capital loans

Flexible short-term funding to smooth out cash flow when payroll deadlines approach.



Benefits of payroll funding

  • Protects staff and contractors from payment delays
  • Prevents reputational damage with both clients and workers

  • Ensures agencies can continue winning contracts without cash flow restrictions

  • Provides peace of mind and stability during periods of growth


How Novuna Business Cash Flow helps

Novuna has extensive experience supporting recruitment agencies with cash flow challenges. Whether through payroll finance, invoice factoring, or working capital loans, we help agencies keep staff paid on time and protect client relationships.

We compare a range of providers to get you the right product and the best deal

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

Complete the form below to compare and save with Novuna Business Cash Flow:

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