Business loans for healthcare providers

Saturday 20th September 2025

Last updated: 18th December 2025

  • Cash flow challenge: Healthcare providers often facing high operating costs, delayed reimbursements, and large upfront investments in equipment or staff.

  • Perfect for: Medical practices, dental clinics, pharmacies, and care providers that need flexible funding to manage growth, maintain operations, or invest in modern facilities.

 

Novuna helps healthcare providers access flexible business loans to fund growth and stabilise cash flow, either through our award-winning in-house service or by comparing providers and ensuring you have a great deal for your situation.

 

Boost your cash flow Speak to an expert


Empower your healthcare business with flexible funding

Running a successful healthcare practice requires consistent access to capital whether for hiring staff, upgrading technology, or managing day-to-day costs. Business loans provide healthcare organisations with the financial flexibility to grow sustainably without compromising patient care.

With a tailored loan, healthcare providers can:

  • Purchase new diagnostic or medical equipment.
  • Expand clinics or refurbish patient facilities.

  • Hire staff and cover training costs.

  • Manage working capital between NHS or private contract payments.

  • Support business growth through marketing, digital systems, or expansion projects.

 


How business loans support healthcare providers

  • Practice expansion: Finance larger premises or additional treatment rooms.
  • Technology upgrades: Invest in digital systems, automation, or new diagnostic tools.

  • Operational stability: Maintain payroll and supply orders during reimbursement delays.

  • Compliance and safety improvements: Fund equipment upgrades to meet new health regulations.

  • Sustainability projects: Adopt greener technologies or energy-efficient systems.

 


Types of healthcare finance available

  • Asset finance: Spread the cost of essential medical or diagnostic equipment over time, freeing up cash for operations.
  • Equipment finance: Fund the purchase or upgrade of critical healthcare technology without large upfront payments.

  • Invoice finance: Improve cash flow by unlocking money tied up in unpaid invoices from private patients or NHS contracts.

  • Working capital loans: Manage daily operational costs and bridge short-term funding gaps with quick-access facilities.

  • Supply chain finance: Ensure suppliers are paid promptly while maintaining extended terms for your own business.

 


How Novuna Business Cash Flow can help

We’ve helped healthcare providers across the UK access the funding they need to modernise, expand, and operate efficiently. Our business loans and finance facilities are quick to arrange, transparent in cost, and tailored to the healthcare industry’s unique financial pressures.

Get in touch with our experts today and we will find a great fit for your situation.


We compare a range of providers to get you the right product and a great deal

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

Complete the form below to compare and save with Novuna Business Cash Flow:

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