Cash flow calculator
Thursday 11th September 2025
Last updated: 20th October 2025
Our calculator helps you forecast the money coming in and going out of your business on a monthly basis.
Just enter your projected income, unpaid invoices and expenses for the tool will give you a clear view of your expected cash position.
Are you having troubles with your business cash flow?
With Novuna, we can help can help your cash flow within 24 hours. Find out more or call us on the freephone number below to speak to one of our cashflow finance experts.
What the calculator looks at
This tool helps you break your cash flow into three key areas:
1. Money in
Sales revenue, other income, and any unpaid invoices from previous months.
2. Money out
Operational costs like rent, marketing, payroll, taxes, inventory, and more.
3. Net cash flow
The difference between your total income and expenses, shown month by month.
Use it regularly to update forecasts and adapt your plan based on actual performance.
Why cash flow forecasting matters
Staying on top of your cash flow is essential for business survival and growth. Forecasting your cash position helps you:
- Understand if you’ll have enough to pay bills and suppliers
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Plan for large expenses or investment opportunities
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Avoid the risks of running short on working capital
- Build confidence with funders, lenders, and stakeholders
Cash flow forecasting gives you control and clarity — helping you make smarter business decisions