Growth funding without losing control - smart options for owners

Thursday 14th August 2025

Last updated: 23rd September 2025

  • Cash flow challenge: I want to scale my business, but I’m concerned about giving up equity or losing decision-making control to investors.

  • Perfect for: Business owners seeking sustainable growth while protecting their ownership stake and strategic direction.

 

Novuna helps businesses access the right funding to scale without sacrificing control, either through our award winning in-house service or by comparing the market to find the best fit.


We work with providers who understand growth ambitions, help you apply, and make sure you secure the right deal for your long-term goals.

 

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Growth without giving up control

Growth often requires significant investment whether for new equipment, additional staff, or expanding into new markets. The challenge for many business owners is finding funding that supports expansion without the need to sell equity or cede decision-making authority.


Retaining control means keeping your vision intact, safeguarding your company culture, and ensuring long-term plans aren’t compromised by outside agendas.


Common funding pitfalls to avoid

  • Equity dilution: Selling a share of your business can bring in capital but often reduces your influence over key decisions.
  • Restrictive terms: Some funding agreements may limit your flexibility on how money is spent or require approval for major decisions.
  • Short-term thinking: Funding that focuses on immediate ROI without considering future plans can force you into decisions that don’t align with your vision.

Funding options to support your firm’s growth

  • Working capital loans: Allows you to cover operational and growth costs without giving away equity.
  • Asset finance: Acquire essential equipment or technology with fixed repayments and no loss of ownership.
  • Invoice finance: Unlocks cash tied up in unpaid invoices so you can reinvest in growth immediately.
  • Revenue-based finance: Repay funding as a percentage of your revenue, ideal for businesses with seasonal or fluctuating income.


Strategies to balance funding and control

  • Build a detailed growth plan to show lenders your ability to manage expansion responsibly.
  • Explore blended finance combining smaller amounts from multiple sources to reduce reliance on any single lender.
  • Negotiate terms that give you the freedom to pivot when market conditions change.

How Novuna Business Cash Flow can help

We match you with funding solutions that align with your growth goals while ensuring you maintain full decision-making authority. From flexible working capital loans to invoice finance, we make sure you can scale confidently without losing ownership.

We compare a range of providers to get you the right product and the best deal

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

Complete the form below to compare and save with Novuna Business Cash Flow:

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