Invoice finance for creative industries

Saturday 20th September 2025

Last updated: 12th December 2025

  • Cash flow challenge: Managing cash flow between project delivery and delayed client payments can be difficult, especially for agencies working on long campaigns or retainers.

  • Perfect for: Creative agencies, design studios, and production companies that need steady cash flow while waiting for clients to pay.

 

Novuna helps creative businesses and marketing agencies improve cash flow through flexible invoice finance solutions, either through our award-winning in-house service or by comparing providers and making sure you have a great deal for your situation.

 

Boost your cash flow Speak to an expert


What is invoice finance?

Invoice finance provides an immediate cash advance against your unpaid invoices, so you don’t have to wait weeks or months for clients to settle their bills. A provider advances a large percentage of your invoice value upfront, often up to 90% and releases the remainder (minus a small service fee) once the client pays.


This gives creative businesses the working capital they need to pay staff, cover suppliers, and fund new campaigns without the stress of waiting for client payments.


Why invoice finance suits creative businesses and firms

  • Fast access to working capital: Get paid within 24-48 hours instead of waiting months.
  • Smooth cash flow: Maintain consistency between client payments and project spend.

  • Freedom to grow: Fund new campaigns, hire talent, or upgrade equipment without delay.

  • Less stress over payments: Avoid uncomfortable credit chasing and protect client relationships.

 



How does design & marketing finance work?

  1. You complete a project and send your client an invoice.

  2. Submit the invoice to your finance provider.

  3. Receive up to 90% of the invoice value within 24-48 hours.

  4. Once your client pays, the remaining balance (minus fees) is transferred to you.

 


How Novuna Business Cash Flow can help

We’ve helped creative businesses across the UK unlock the value tied up in client invoices, enabling agencies and studios to stay agile, fund new projects, and seize growth opportunities with confidence. 

Speak to our experts today and we will help you find a great fit for your situation.  

We compare a range of providers to get you the right product and a great deal

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

Complete the form below to compare and save with Novuna Business Cash Flow:

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