Invoice finance for design agencies

• Cash flow challenge: Farming and agriculture businesses facing long payment terms from distributors or processors, with income cycles often tied to harvests or seasonal supply.

• Perfect for: Creative, branding, and design agencies needing steady cash flow to fund campaigns, staff costs, or production expenses while waiting for invoices to clear.

Novuna helps design agencies access working capital tied up in unpaid invoices through tailored invoice finance solutions, either through our award-winning in-house service or by comparing providers to ensure you have the best deal for your situation.

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Keep your design projects on track with reliable finance

Design agencies often juggle multiple projects, campaigns, and retainers but payments don’t always arrive when work is completed. Invoice finance bridges that gap by turning outstanding invoices into fast access to cash, ensuring you can keep projects running and your team paid.

By releasing up to 90% of your invoice value within 24-48 hours, you can:

• Pay freelancers and creative teams on time.

• Fund upcoming campaigns and production costs.

• Manage cash flow between project milestones.

• Invest in software, subscriptions, and marketing without delay.

How invoice finance supports creative and design agencies

Design and creative agencies typically operate on long client payment terms, often 30, 60, or even 90 days after delivery. This lag can make it hard to balance payroll, supplier costs, and production deadlines.

It’s particularly useful for:

• Branding agencies managing multiple retainers or campaign schedules.

• Graphic and digital design firms with delayed B2B client payments.

• Production and packaging design teams reliant on project-based billing.

Invoice finance vs. invoice factoring vs. discounting for design agencies

Benefits of invoice finance for design agencies

• Fast access to funds: Receive most of your invoice value within 1–2 working days.

• Improved liquidity: Maintain consistent cash flow for ongoing projects and payroll.

• No new debt: Access money already owed to your business.

• Flexible and scalable: Facilities grow with your client base and invoice volume.

Boost your cash flow Speak to an expert

Integrating invoice finance with other funding options

Invoice finance works best as part of a broader financial strategy that supports both short-term liquidity and long-term agency growth.

• Use working capital loans to manage campaign investment or new client onboarding.

• Combine asset finance to spread the cost of new computers, design hardware, or creative equipment.

• Partner with supply chain finance to ensure consistent payments to freelancers and production partners.

How Novuna Business Cash Flow can help

We’ve supported creative and design agencies across the UK in improving cash flow and funding growth through tailored finance solutions.

Speak to our experts today and we will help you find a great fit for your situation.