Invoice finance for education providers

• Cash flow challenge: Education providers facing long payment terms from councils, funding bodies, and clients, while managing payroll, facilities, and term-based operating costs.

• Perfect for: Independent schools, academies, colleges, and training organisations needing predictable cash flow between funding or grant payments.

Novuna helps education providers access flexible invoice finance solutions to maintain steady cash flow and fund ongoing operations either through our award-winning in-house service or by comparing providers to ensure you have the best deal for your situation.

Boost your cash flow Speak to an expert

How invoice finance supports education providers

The education sector operates on unique financial rhythms where invoices and payments are often aligned with academic terms, government funding cycles, or third-party contracts. This can leave schools, colleges, and training firms with income delays that impact operational continuity.

Maintain financial and educational stability with invoice finance:

• Training providers waiting for Skills Funding Agency (SFA) or apprenticeship payments.

• Academy trusts balancing local authority or MAT-level budgets.

• Private education providers with delayed tuition or service invoices.

• Education suppliers (e.g. IT, facilities, or catering) managing term-based client contracts.

Benefits of invoice finance for the education sector

• Faster access to funds: Receive most of your invoice value within 24–48 hours.

• Predictable cash flow: Maintain stability during term breaks and between funding rounds.

• No new borrowing: Access money already owed to your institution rather than taking on additional debt.

• Supports payroll and operations: Ensure staff and suppliers are paid on time.

• Reduces financial pressure: Prevents reliance on overdrafts or short-term loans.

Invoice finance vs. traditional education loans

Integrating invoice finance with other funding options

To create a well rounded financial strategy, invoice finance can be paired with other Novuna solutions that support education sector operations:

• Asset finance – Spread the cost of new classroom equipment, vehicles, or technology over time without upfront expenditure.

• Working capital loans – Manage day-to-day costs like payroll, utilities, and recruitment.

• Cash flow management – Build accurate financial forecasts to align with academic and funding calendars.

• Supply chain finance – Ensure your suppliers and partners are paid promptly, improving reliability and trust.

Boost your cash flow Speak to an expert

How Novuna Business Cash Flow can help

We’ve can help schools, academies, and training providers across the UK access finance to stabilise cash flow and plan for sustainable growth.

Speak to our experts today and we will help you find a great fit for your situation.