Invoice finance for marketing agencies

• Cash flow challenge: Marketing agencies facing long client payment terms, project-based billing, and delayed retainers that impact working capital and campaign delivery.

• Perfect for: Creative, digital, and marketing agencies managing high production costs, freelancers, or media spend while waiting for invoices to clear.

Novuna helps marketing agencies unlock cash tied up in unpaid invoices through tailored invoice finance solutions, either through our award-winning in-house service or by comparing the market to ensure you have the best deal for your situation.

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How invoice finance supports marketing and creative agencies

Invoice finance provides a simple way to bridge the gap between completing work and getting paid. Invoice finance ensures you don’t need to pause production or delay supplier payments.

By advancing up to 90% of invoice value within 24-48 hours, your agency can:

• Pay your team, freelancers, and suppliers on time.

• Fund ongoing campaign production or ad spend.

• Maintain consistent cash flow across multiple client projects.

• Reduce reliance on overdrafts or short-term credit.

Benefits of invoice finance for marketing agencies

• Fast access to funds: Receive cash from invoices within 24–48 hours.

• Improved cash flow: Maintain liquidity for operations and campaign delivery.

• Non-debt funding: Release money already earned, not borrowed.

• Supports growth: Fund new projects or client onboarding with confidence.

• Reduced admin: Invoice factoring lets providers manage collections on your behalf.

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Comparison for marketing agencies: Invoice finance, factoring & discounting

Integrating invoice finance with other funding solutions

• Use working capital loans to fund marketing tools, subscriptions, or new hires.

• Combine asset finance to spread the cost of studio fit-outs, IT, or production equipment.

• Apply cash flow management strategies to plan income and expenses around client billing schedules.

• Implement supply chain finance to keep partners and freelancers paid promptly.

How Novuna Business Cash Flow can help

We’ve supported marketing and creative agencies across the UK with finance solutions designed for flexibility and growth.

Speak to our experts today and we will help you find a great fit for your situation.