Payroll funding for seasonal staff

• Cash flow challenge: Seasonal businesses often need to pay staff weekly during peak demand while waiting up to 60 days for customer or client payments.

• Perfect for: Retail, hospitality, logistics, and agricultural businesses managing large seasonal workforces or short-term payroll spikes.

Novuna helps seasonal businesses access payroll funding that keeps staff paid and operations running smoothly either through our award-winning in-house service or by comparing providers to ensure you have a great deal for your situation.

Boost your cash flow Speak to an expert

Keep your seasonal workforce paid on time with flexible funding

Managing payroll for seasonal or temporary staff can quickly strain cash flow, especially when income lags behind wage payments. Payroll funding bridges that gap by providing immediate access to cash as soon as invoices are raised or timesheets are approved.

• Pay staff and contractors on time, every time.

• Manage cash flow through busy trading or holiday periods.

• Maintain supplier and stock payments alongside payroll.

• Avoid the pressure of short-term overdrafts or credit.

How payroll funding works for seasonal staff

1. You raise an invoice or confirm timesheets for your seasonal workers.
   
   

2. Novuna advances up to 90% of that invoice value, usually within 24–48 hours.
   
   

3. You use the funds to pay staff, HMRC, and suppliers without delay.
   
   

4. When your client or customer pays, the remaining balance (minus a small fee) is released to you.

Why payroll funding matters for seasonal businesses

Seasonal hiring is vital for growth, but inconsistent cash flow can put pressure on your payroll and team morale. Payroll funding provides the certainty you need to meet every wage run and maintain business continuity during your busiest months.

It supports:

• Operational confidence: Pay staff and suppliers without waiting for client payments.

• Growth opportunities: Take on larger contracts or longer operating hours with ease.

• Employee retention: Keep your seasonal staff happy and reliable through consistent pay.

• Financial control: Smooth out cash flow peaks and troughs across the trading year.

Boost your cash flow Speak to an expert

Benefits of payroll funding for seasonal employers

• Reliable payroll: Keep wages, HMRC payments, and expenses covered without delay.

• Fast access to funds: Receive advances within 1–2 working days.

• Scalable finance: Facilities grow with your seasonal staffing needs.

• Improved liquidity: Maintain working capital for stock, suppliers, and operations.

• Non-debt funding: Use money already owed to your business rather than borrowing.

How Novuna Business Cash Flow can help

We’ve supported businesses across retail, logistics, hospitality, and agriculture with tailored payroll funding solutions that ensure stability through peak trading seasons.

Speak to our experts today and we will help you find a great fit for your situation.