Small business loan calculator
Friday 9th January 2026
Last updated: 9th January 2026
Plan your growth with confidence using our small business loan calculator
Simply input your average monthly income and expenses, and the calculator will show your estimated cash flow position and projected funding needs.
Looking for a small business loan?
With Novuna, we can boost your cash flow within 24 hours. Find out more or call us on the freephone number below to speak to one of our cashflow finance experts to help you get a great fit for your situation.
How our small business calculator works
Our calculator provides a simple way to understand your business finances at a glance.
You can use it to:
- Estimate your monthly income and expenses.
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Forecast profit and cash flow for future months.
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Identify shortfalls or opportunities for investment.
What to do with your results
Once you’ve calculated your estimated cash flow and funding position, you can explore the finance solutions designed to fit your business goals.
- Working capital loans: Manage day-to-day expenses and smooth seasonal fluctuations.
- Business loans: Invest in growth opportunities with flexible repayment options.
- Merchant cash advances: Repay funding through a percentage of daily card sales.
- Invoice finance: Unlock cash tied up in unpaid invoices.
How Novuna Business Cash Flow can help
We’ve helped businesses across the UK access to stabilise their finances and support long-term and short term success.
Get in touch with our experts today and we will find a great fit for your situation.