Working capital loans for manufacturers - fund big orders and equipment upgrades

Wednesday 27th August 2025

Last updated: 4th November 2025

  • Cash flow challenge: My manufacturing business needs to fund raw materials and equipment for big orders, but customer payment terms mean I don’t get paid for months.

  • Perfect for: Manufacturing businesses scaling production, investing in new equipment, or managing large purchase orders.

Novuna helps manufacturers access working capital loans to cover upfront costs and keep production moving. We compare providers, guide you through the application, and ensure you get the right finance to support growth.

 

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Why manufacturers need working capital loans

Manufacturing requires significant upfront investment in raw materials, labour, and machinery. With long lead times and extended customer payment terms, cash flow can be stretched thin. Working capital loans bridge the gap and ensure production isn’t delayed.


How working capital loans support manufacturers

Fund raw materials and supplies

Secure funding to buy essential inputs without waiting for customer payments.

Cover payroll and overheads

Ensure staff wages and operational costs are met during large or long projects.

Invest in equipment

Spread the cost of upgrading machinery or expanding production lines.

Smooth seasonal demand

Access finance during quieter periods to maintain consistent operations.



Benefits of working capital loans

  • Keep production running smoothly without delays
  • Take on larger contracts with confidence

  • Protect supplier relationships by paying on time

  • Support long-term growth alongside day-to-day operations


How Novuna Business Cash Flow helps

Novuna works with manufacturers to tailor funding around big orders and capital investments. From short-term loans to ongoing facilities, we ensure your business can scale production and invest in growth without cash flow bottlenecks.

We compare a range of providers to get you the right product and the best deal

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

Complete the form below to compare and save with Novuna Business Cash Flow:

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