{{article_summary}}
Cash flow modelling
-
Cash flow challenge: I want to understand how future decisions and risks will impact my business finances.
-
Perfect for: Business owners, finance teams, and SME's who need accurate modelling to plan ahead, secure funding, or manage uncertainty.
At Novuna, we compare providers, help you apply, and make sure you get the right deal for your situation
Our cash flow management options
Pages in this SectionWhat is cash flow modelling?
Cash flow modelling uses financial data and assumptions to project how money flows in and out of your business under different scenarios. It helps you plan ahead, test decisions, and prepare for risks.
With a robust model you can:
- Simulate “what if” scenarios like growth, delays, or rising costs.
- Identify potential cash shortfalls early.
- Provide evidence to lenders and investors that your business is resilient.
How it works with Novuna Business Cash Flow
-
Tell us what you need to fund - fill in a quick form or speak to our team
-
We compare providers and recommend a great fit for your situation
-
You apply with full support from our cash flow experts
-
Get approved and get access to funds quickly
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is cash flow modelling right for you?
You want to stress-test financial plans before making big decisions
Modelling shows how expansion, investment, or market changes could affect your cash position
You need robust evidence for lenders or investors
A well prepared model strengthens funding applications by proving repayment capacity
You’re exploring new projects or scenarios
From hiring staff to launching products, modelling helps you forecast impact and manage risks
If that sounds like your business, we’ll help you compare protection options and find the right fit.
Novuna can support businesses with a range of funding options
I need peace of mind that bad debt won’t disrupt my cash flow
I want to reduce the risk of unpaid invoices and late payments
I want to protect my entire client book against insolvency or non-payment
I need help with managing my cash flow
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you a great deal.
Choose the right type of funding
Access a range of short-term funding options including loans, advances, and invoice finance.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises – just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t let a cash flow pinch stop your business
Compare multiple providers ideal for your situation
Get personal support from cash flow experts
Access transparent advice tailored to your needs
Why choose Novuna Business Cash Flow?
Why businesses trust us for fast funding
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What funding looks like in your sector
Advice tailored to your sector:
