{{article_summary}}
Invoice discounting
-
Cash flow challenge: I want to unlock cash from my invoices without my customers knowing
-
Perfect for: Established B2B businesses with internal credit control teams, looking to improve cash flow while maintaining control of their customer relationships
Novuna helps you compare trusted invoice discounting providers, understand the terms, and apply with confidence.
Related funding options
Pages in this SectionWhat is invoice discounting?
Invoice discounting allows your business to unlock up to 90% of the value of outstanding invoices - without your customers knowing you're using a finance facility.
It works best for companies with established credit control processes, as you retain full responsibility for chasing payments and managing the customer relationship. This gives you greater confidentiality, flexibility, and control.
Funds are typically advanced within 24-48 hours of issuing an invoice, making it a powerful tool for managing cash flow, funding growth, or handling large order volumes.
How it works with Novuna Business Cash Flow
- Tell us your funding challenge – complete a short form or call
- We compare providers and recommend the best-fit solution
- You apply with full support from a cash flow expert
- Access funding fast, often within 24-72 hours
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is invoice discounting right for you?
You want to improve cash flow without waiting for invoices to clear
This is the primary reason businesses use invoice factoring - unlocking working capital tied up in unpaid invoices.
You have strong in-house credit control systems
Since you manage collections, solid internal processes are essential to make invoice discounting work effectively.
You prefer to keep finance arrangements confidential
Invoice discounting is typically confidential, meaning customers aren't aware you're using external financing.
If that sounds like your business, we’ll help you compare lenders and get funded fast.
Novuna can support businesses with a range of late payment challenges
What is your funding challenge?
I want the lender to manage collections on my behalf
I only want to fund selected invoices
I want suppliers to be paid upfront so I can extend my payment terms
I want expert help managing late payments
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you the best deal.
Choose the right type of funding
Access a range of short-term funding options including loans, advances, and invoice finance.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises - just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t let unpaid invoices limit your business
Fast access to finance can protect jobs, projects, and growth
The sooner you act, the better your options
We help you avoid high-cost lending by comparing the right products upfront
Why choose Novuna Business Cash Flow?
Why businesses trust us for invoice discounting
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What invoice discounting looks like in your sector
Get advice tailored to the challenges in your industry
