Invoice discounting

  • Cash flow challenge: I want to unlock cash from my invoices without my customers knowing

  • Perfect for: Established B2B businesses with internal credit control teams, looking to improve cash flow while maintaining control of their customer relationships

Novuna helps you compare trusted invoice discounting providers, understand the terms, and apply with confidence.

Compare providers Speak to an expert

What is invoice discounting?

Invoice discounting allows your business to unlock up to 90% of the value of outstanding invoices - without your customers knowing you're using a finance facility.

It works best for companies with established credit control processes, as you retain full responsibility for chasing payments and managing the customer relationship. This gives you greater confidentiality, flexibility, and control.

Funds are typically advanced within 24-48 hours of issuing an invoice, making it a powerful tool for managing cash flow, funding growth, or handling large order volumes.

How it works with Novuna Business Cash Flow

  1. Tell us your funding challenge – complete a short form or call
  2. We compare providers and recommend the best-fit solution
  3. You apply with full support from a cash flow expert
  4. Access funding fast, often within 24-72 hours

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.



Is invoice finance right for you?

You want to improve cash flow without waiting for invoices to clear

This is the primary reason businesses use invoice factoring - unlocking working capital tied up in unpaid invoices.

You have strong in-house credit control systems

Since you manage collections, solid internal processes are essential to make invoice discounting work effectively.

You prefer to keep finance arrangements confidential

Invoice discounting is typically confidential, meaning customers aren't aware you're using external financing.

If that sounds like your business, we’ll help you compare lenders and get funded fast.

Compare providers Speak to an expert


Novuna can support businesses with a range of late payment challenges

What is your funding challenge?

I want the lender to manage collections on my behalf

I only want to fund selected invoices

I want suppliers to be paid upfront so I can extend my payment terms

I want expert help managing late payments


How we help

How Novuna helps businesses access funding fast

Tell us what you need

Start with a simple form or call - tell us your business challenge.

We compare your options

We compare multiple providers to get you the best deal.

Choose the right type of funding

Access a range of short-term funding options including loans, advances, and invoice finance.

Apply with expert support

Get help applying - with a real expert on hand throughout.

Get clear, transparent terms

No jargon, no surprises - just honest advice with no hidden fees.

Receive funding fast

Get access to finance quickly so you can focus on your business.


Why take action now

Don’t let unpaid invoices limit your business

Fast access to finance can protect jobs, projects, and growth

The sooner you act, the better your options

We help you avoid high-cost lending by comparing the right products upfront


Why choose Novuna Business Cash Flow?

Why businesses trust us for invoice factoring

  • Over 40 years of experience in business finance

  • Access to multiple funding partners - not just our own products

  • Personal support from real cash flow experts

  • Transparent advice based on what’s best for your business


We're highly rated by our existing customers

"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'

More reviews

We're a multi-award winning business cash flow specialist


What invoice discounting looks like in your sector

Get advice tailored to the challenges in your industry

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FAQs


We compare invoice discounting providers to help you get the right product and the best deal

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

Complete the form below to compare and save with Novuna Business Cash Flow:

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