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How we support the commercial property industry
Our resource hub helps property developers, landlords, and investors manage cash flow with flexible finance for projects, refurbishments, and maintenance.
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Cash flow challenge: I’m managing ongoing property costs while waiting for rental or sale income to come in
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Perfect for: Property developers, investors, and landlords who need flexible finance to cover costs
We compare providers, help you apply, and make sure you get the right deal for your needs.
Useful resources for our construction industry
Development Finance
Development finance helps you fund new builds, refurbishments, or property projects. Funds are released in stages so you can manage costs and keep work on schedule.
Business Cash Flow Loans
A business cash flow loan provides quick access to capital for day-to-day expenses. It’s a flexible solution for covering gaps or investing in short-term growth.
Alternative Overdraft Facility
An alternative overdraft works just like a bank overdraft but with faster approval and transparent costs. It’s perfect for managing short-term cash flow fluctuations.
We can help you with common property cash flow pressures
High operating costs
Owning and managing commercial property involves ongoing expenses, from maintenance, utilities, and insurance to marketing vacant units. When rental income slows or tenants move out unexpectedly, these costs can quickly impact cash reserves. Access to short-term finance helps you stay on top of essential outgoings without disrupting operations.
Delayed rental income
Late or missed rent payments can create significant cash flow gaps, especially for landlords relying on a small number of tenants. With finance options such as invoice or bridging loans, you can access funds faster and maintain cash flow while waiting for payments to arrive.
Refurbishment and upgrade costs
Property refurbishments, fit-outs, or energy efficiency improvements often require large upfront investment. Even with a clear return on investment, the immediate cost can be challenging to manage. Flexible funding can help spread these costs while keeping your portfolio competitive and compliant.
Market and occupancy fluctuations
Commercial property markets can be unpredictable, changes in demand, interest rates, or lease renewals can all affect income. Cash flow finance can provide a safety net during quieter periods, giving you stability while you plan your next opportunity or tenant strategy.
Explore our latest blogs in the commercial property industry
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FAQ's
What finance options are available for property developers and landlords?
You can access bridging loans or working capital loans to fund acquisitions, refurbishments, or maintenance. Speak to our experts today to find the right funding for you.
How can finance help when rental income is delayed?
Short-term funding or invoice finance can provide liquidity while waiting for tenant payments, helping you maintain cash flow.
Can property finance be used for refurbishments or upgrades?
Yes. Many lenders offer flexible loans to help fund property improvements and compliance upgrades without disrupting your cash flow.
