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Late payment solutions
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Cash flow challenge: I have customers who don’t pay on time.
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Perfect for: Business owners and finance teams dealing with late invoices, unreliable clients, or unpredictable cash flow.
Novuna helps you compare late payment solutions, whether you need expert credit control support, advance funding against unpaid invoices, or help recovering bad debts.
We make it simple to take action, get support, and protect your cash flow.
Our late payment solutions
Pages in this SectionWhat are late payment solutions?
Late payment solutions help businesses manage overdue invoices, recover cash from non-paying clients, and keep cash flow stable when payments are delayed.
They typically fall into three categories:
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Credit control services: to improve payment terms and chase invoices professionally.
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Invoice finance: to unlock cash tied up in unpaid invoices.
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Debt recovery services: to recover overdue amounts efficiently and legally.
How it works with Novuna Business Cash Flow
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Tell us about your late payment issue - online or by phone
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We assess the situation and compare providers on your behalf
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You choose the best-fit solution, with expert help throughout
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We support you through setup, onboarding or recovery - fast
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Common late payment problems we solve
What’s your challenge?
I need help chasing unpaid invoices
I want to unlock cash from unpaid invoices
I want support recovering bad debts
I want sector-specific advice for my industry
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you the best deal.
Choose the right type of solution
We will help you find the right solution tailored to your needs.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises – just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t let late payments stall your business
Protect cash flow and avoid disruption to operations
The earlier you act, the more options you have
We help you avoid the high cost of delayed action
Why choose Novuna Business Cash Flow?
Why businesses trust us with late payment challenges
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What late payment support looks like in your sector
Get advice tailored to your industry’s payment risks.
