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Debt recovery
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Cash flow challenge: I’ve got unpaid invoices and need help recovering what I’m owed.
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Perfect for: SMEs that want to recover overdue payments without writing off debt or damaging customer relationships.
We’ll help you compare trusted UK providers based on your sector, tone of voice and goals.
Our late payment solutions
Pages in this SectionWhat is debt recovery?
Debt recovery services help businesses recover money they’re owed from unpaid invoices to long outstanding debts.
They use structured, professional methods to encourage payment while complying with legal and ethical standards. Unlike informal chasing, recovery partners can escalate the process where necessary but often focus on preserving relationships wherever possible.
How it works with Novuna Business Cash Flow
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Share your challenge - from a single unpaid invoice to multiple aged debts
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We match you with trusted recovery providers based on your sector and tone
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You engage the right partner with our support
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Recover what you’re owed - without unnecessary escalation
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is debt recovery right for you?
You might benefit from professional debt recovery support if
You’ve exhausted internal chasing but still haven’t been paid
Debt recovery services step in when standard credit control efforts have failed.
Your business is at risk because of unpaid invoices
Helps recover critical funds to protect cash flow and business stability.
You’re unsure how to pursue legal or formal recovery
Provides expert guidance and action on the most effective route to secure payment.
If that sounds like your business, we’ll help you take action with confidence.
Novuna can support businesses with a range of late payment challenges
I want to unlock cash while I wait for invoices to be paid
I want to prevent invoices going overdue in the first place
I want tailored late payment advice for my industry
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you the best deal.
Choose the right type of funding
including stock finance, trade credit or blended options.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises – just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t let overdue invoices drain your team’s time
We work with a network of trusted recovery partners
We take time to understand your challenge and recommend the right approach
You’ll get personal support and honest, jargon free guidance
Why choose Novuna Business Cash Flow?
Why businesses trust us for support with late payments
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What late payment support looks like for your sector
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