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Seasonal funding options
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Cash flow challenge: I have seasonal or irregular revenue.
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Perfect for: Retailers, hospitality venues, manufacturers, and event-based businesses managing fluctuating income across the year.
Seasonal businesses can be profitable but cash flow often isn’t consistent.
Novuna helps you access tailored funding to support your revenue cycle, whether you’re ramping up for a busy period or managing off season costs.
We compare providers, help you apply, and make sure you get the right deal for your needs.
Explore seasonal funding options
Pages in this SectionWhat is seasonal business funding?
Seasonal business funding helps companies manage uneven revenue cycles providing access to working capital when income drops or costs rise ahead of a peak period.
This might include short-term loans, trade finance, revenue based funding, or other flexible options tied to your seasonal cash flow.
How it works with Novuna Business Cash Flow
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Tell us about your seasonal revenue challenge
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We compare providers and recommend a great fit for your situation
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You apply - with full support from a cash flow expert
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Access funding quickly, with terms that match your business cycle
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Common cash flow problems we solve
What’s your seasonal funding challenge?
I want to fund larger inventory orders from suppliers abroad
I offer credit terms but need to protect my cash flow
I need funding to stock up ahead of peak sales
I want repayments to flex with seasonal sales volume
I need funding to manage fluctuating cash flow throughout the year
I want seasonal funding advice for my industry
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you a great deal.
Choose the right type of funding
Access seasonal finance options including trade credit, working capital, and revenue-based loans.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises – just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t let supply chain pressure limit your potential
Fast access to finance helps you stay agile during busy and quiet periods
The sooner you plan, the better your options
We help you avoid high cost borrowing by comparing the right solutions up front
Why choose Novuna Business Cash Flow?
Why businesses trust us for seasonal finance
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What seasonal funding looks like in your sector
Get advice tailored to your seasonal patterns
