Seasonal funding options

  • Cash flow challenge: I have seasonal or irregular revenue.

  • Perfect for: Retailers, hospitality venues, manufacturers, and event-based businesses managing fluctuating income across the year.

Seasonal businesses can be profitable but cash flow often isn’t consistent.


Novuna helps you access tailored funding to support your revenue cycle, whether you’re ramping up for a busy period or managing off season costs.


We compare lenders, explain your options, and help you apply with expert support.

Compare providers Speak to an expert

What is seasonal business funding?

Seasonal business funding helps companies manage uneven revenue cycles providing access to working capital when income drops or costs rise ahead of a peak period.
This might include short-term loans, trade finance, revenue based funding, or other flexible options tied to your seasonal cash flow.

How it works with Novuna Business Cash Flow

  1. Tell us about your seasonal revenue challenge

  2. We compare funding providers to find the best match

  3. You apply - with full support from a cash flow expert

  4. Access funding quickly, with terms that match your business cycle

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.


Common cash flow problems we solve

What’s your seasonal funding challenge?

I want to fund larger inventory orders from suppliers abroad

I offer credit terms but need to protect my cash flow

I need funding to stock up ahead of peak sales

I want repayments to flex with seasonal sales volume

I need funding to manage fluctuating cash flow throughout the year

I want seasonal funding advice for my industry


How we help

How Novuna helps businesses access funding fast

Tell us what you need

Start with a simple form or call - tell us your business challenge.

We compare your options

We compare multiple providers to get you the best deal.

Choose the right type of funding

Access seasonal finance options including trade credit, working capital, and revenue-based loans.

Apply with expert support

Get help applying - with a real expert on hand throughout.

Get clear, transparent terms

No jargon, no surprises – just honest advice with no hidden fees.

Receive funding fast

Get access to finance quickly so you can focus on your business.


Why take action now

Don’t let supply chain pressure limit your potential

Fast access to finance helps you stay agile during busy and quiet periods

The sooner you plan, the better your options

We help you avoid high cost borrowing by comparing the right solutions up front


Why choose Novuna Business Cash Flow?

Why businesses trust us for seasonal finance

  • Over 40 years of experience in business finance

  • Access to multiple funding partners - not just our own products

  • Personal support from real cash flow experts

  • Transparent advice based on what’s best for your business


We're highly rated by our existing customers

"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'

More reviews

We're a multi-award winning business cash flow specialist


What seasonal funding looks like in your sector

Get advice tailored to your seasonal patterns

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FAQs


We compare a range of seasonal funding providers to get you the right product and the best deal

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

Complete the form below to compare and save with Novuna Business Cash Flow:

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