Inventory finance
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Cash flow challenge: Too much cash is tied up in stock.
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Perfect for: Retailers, wholesalers, ecommerce brands, and manufacturers needing to fund large inventory purchases or smooth stock-related cash flow.
When your working capital is tied up in stock, it can limit your ability to grow, adapt or take on new opportunities.
Novuna helps you compare inventory finance providers so you can fund larger stock purchases, release capital from goods on hand, and manage seasonal cycles more effectively.
Our supply chain finance options
Pages in this SectionWhat is inventory finance?
Inventory finance helps businesses release working capital tied up in stock or fund new inventory purchases in advance of sales.
It’s commonly used by seasonal or high-volume businesses to maintain stock levels without putting strain on cash flow. The stock itself is often used as security, making this a flexible and scalable option for stock heavy businesses.
How it works with Novuna Business Cash Flow
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Tell us what you need to fund - complete a short form or call
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We compare providers offering inventory and stock-based finance
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You apply - with full support from a real expert
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Access working capital or purchase funding based on your inventory
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is inventory finance right for you?
You carry large volumes of stock throughout the year
Provides funding to help manage and store significant inventory levels.
You want to fund seasonal or high volume purchases
Supports bulk buying ahead of peak trading periods without draining cash reserves.
You want to unlock cash tied up in goods already on hand
Turns existing stock into working capital to improve liquidity.
If that sounds like your situation, we’ll help you compare lenders and secure the right inventory finance solution.
Novuna can support businesses with a range of supply chain funding challenges
For supply chain and trade related funding:
I need funding to buy stock or materials upfront
I want more time to pay suppliers
I need to fund an order before I invoice the customer
I need help covering international supplier costs
I want to support my suppliers while extending payment terms
I want funding advice tailored to my sector
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you the best deal.
Choose the right type of funding
including stock finance, trade credit or blended options.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises – just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t let stock limits hold your business back
Why choose Novuna Business Cash Flow?
Why businesses trust us for inventory and stock based finance
We're highly rated by our existing customers


"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
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