Inventory finance

  • Cash flow challenge: Too much cash is tied up in stock.

  • Perfect for: Retailers, wholesalers, ecommerce brands, and manufacturers needing to fund large inventory purchases or smooth stock-related cash flow.

When your working capital is tied up in stock, it can limit your ability to grow, adapt or take on new opportunities.


Novuna helps you compare inventory finance providers so you can fund larger stock purchases, release capital from goods on hand, and manage seasonal cycles more effectively.

Compare providers Speak to an expert

What is inventory finance?

Inventory finance helps businesses release working capital tied up in stock or fund new inventory purchases in advance of sales.


It’s commonly used by seasonal or high-volume businesses to maintain stock levels without putting strain on cash flow. The stock itself is often used as security, making this a flexible and scalable option for stock heavy businesses.

How it works with Novuna Business Cash Flow

  1. Tell us what you need to fund - complete a short form or call

  2. We compare providers offering inventory and stock-based finance

  3. You apply - with full support from a real expert

  4. Access working capital or purchase funding based on your inventory

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.



Is inventory finance right for you?

You carry large volumes of stock throughout the year

Provides funding to help manage and store significant inventory levels.

You want to fund seasonal or high volume purchases

Supports bulk buying ahead of peak trading periods without draining cash reserves.

You want to unlock cash tied up in goods already on hand

Turns existing stock into working capital to improve liquidity.

If that sounds like your situation, we’ll help you compare lenders and secure the right inventory finance solution.

Compare providers Speak to an expert


Novuna can support businesses with a range of supply chain funding challenges

For supply chain and trade related funding:

I need funding to buy stock or materials upfront

I want more time to pay suppliers

I need to fund an order before I invoice the customer

I need help covering international supplier costs

I want to support my suppliers while extending payment terms

I want funding advice tailored to my sector


How we help

How Novuna helps businesses access funding fast

Tell us what you need

Start with a simple form or call - tell us your business challenge.

We compare your options

We compare multiple providers to get you the best deal.

Choose the right type of funding

including stock finance, trade credit or blended options.

Apply with expert support

Get help applying - with a real expert on hand throughout.

Get clear, transparent terms

No jargon, no surprises – just honest advice with no hidden fees.

Receive funding fast

Get access to finance quickly so you can focus on your business.


Why take action now

Don’t let stock limits hold your business back

Unlocking inventory value can free up capital for growth

Preparing early helps you manage peak seasons or large orders

Comparing providers helps you avoid unsuitable or costly options


Why choose Novuna Business Cash Flow?

Why businesses trust us for inventory and stock based finance

  • Over 40 years of experience in business finance

  • Access to multiple funding partners - not just our own products

  • Personal support from real cash flow experts

  • Transparent advice based on what’s best for your business


We're highly rated by our existing customers

"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'

More reviews

We're a multi-award winning business cash flow specialist


Importing and stock finance advice for your industry

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FAQs


We compare a range of inventory finance providers to get you the right product and the best deal

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

Complete the form below to compare and save with Novuna Business Cash Flow:

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