Trade finance

  • Cash flow challenge: I need help funding supplier orders and managing upfront costs.

  • Perfect for: Importers, wholesalers, manufacturers, and seasonal businesses needing to buy stock ahead of peak trading periods.

Novuna helps you compare trusted trade finance providers, understand how each product works, and apply with expert support every step of the way.

Compare providers Speak to an expert

What is trade finance?

Trade finance helps your business bridge the cash flow gap between paying suppliers and receiving payment from customers. It’s especially useful for seasonal or stock heavy businesses that need to fund large orders or long supply chains.


Trade finance can cover both domestic and international purchases, often using the goods themselves as security, helping you access the stock you need without tying up working capital.

How it works with Novuna Business Cash Flow

  1. Tell us what you need to fund - fill in a quick form or speak to our team

  2. We compare trade finance providers that fit your needs

  3. You apply - with full support from a real expert

  4. Get approved and start funding supplier orders, often within days

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.



Is trade finance right for you?

Trade finance bridges the gap between paying for goods and getting paid by customers.

Protects your cash flow from the risks of late or missed payments.

You’re buying goods or materials in bulk locally or internationally

Provides the working capital needed to secure large stock orders.

You want flexible funding that grows with your trading volume

Facilities can scale in line with your order size and sales activity.

If that sounds like your business, we’ll help you compare protection options and find the right fit.

Compare providers Speak to an expert


Novuna can support businesses with a range of funding challenges

For supply chain and trade related funding:

I want to spread supplier payments over time

I need funding to fulfil customer orders before I’m paid

I’m importing goods and need help with upfront costs

I want to support my suppliers while extending payment terms

For seasonal or stock-heavy businesses:

I want funding that scales with my sales

I need short-term capital to fund seasonal stock or staffing


How we help

How Novuna helps businesses access funding fast

Tell us what you need

Start with a simple form or call - tell us your business challenge.

We compare your options

We compare multiple providers to get you the best deal.

Choose the right type of funding

Access a range of short-term funding options including loans, advances, and invoice finance.

Apply with expert support

Get help applying - with a real expert on hand throughout.

Get clear, transparent terms

No jargon, no surprises – just honest advice with no hidden fees.

Receive funding fast

Get access to finance quickly so you can focus on your business.


Why take action now

Don’t let supplier deadlines limit your growth

Trade finance gives you the power to act when opportunities arise

The sooner you apply, the better your chances of securing the right facility

We help you avoid unsuitable lending by comparing your options up front


Why choose Novuna Business Cash Flow?

Why businesses trust us for seasonal and trade related finance

  • Over 40 years of experience in business finance

  • Access to multiple funding partners - not just our own products

  • Personal support from real cash flow experts

  • Transparent advice based on what’s best for your business


We're highly rated by our existing customers

"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'

More reviews

We're a multi-award winning business cash flow specialist


What seasonal funding in your sector looks like in your industry

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We compare trade finance providers to help you unlock seasonal opportunities

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

Complete the form below to compare and save with Novuna Business Cash Flow:

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