invoice finance for mergers and acquisitions
Saturday 20th September 2025
Last updated: 22nd December 2025
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Cash flow challenge: Businesses involved in mergers or acquisitions often face short-term liquidity pressure while managing integration costs, supplier payments, and working capital needs.
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Perfect for: SMEs, private equity-backed firms, and growing companies needing fast access to working capital during or after an acquisition.
Novuna helps businesses access working capital during mergers and acquisitions through flexible invoice finance solutions, either through our award-winning in-house service or by comparing providers to ensure you have the best deal for your situation.
How invoice finance supports mergers and acquisitions
M&A transactions can strain liquidity especially when receivables from both companies are locked during due diligence or transition.
It’s particularly useful for:
- Pre-acquisition funding: Releasing working capital to cover deposits or early-stage costs.
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Integration periods: Supporting overlapping expenses, such as payroll or supplier obligations.
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Post-acquisition growth: Funding business development, marketing, or new technology after completion.
By maintaining liquidity through each phase, invoice finance allows businesses to integrate confidently and preserve financial control.
Explore our business acquisition loans to find a solution for your situation.
Benefits of invoice finance for M&A activity
- Immediate funding: Release cash from invoices within 1–2 days.
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No equity dilution: Use funds already owed to your business instead of raising new capital.
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Flexible during change: Scale your facility as the merged business grows.
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Supports operational continuity: Keep suppliers and staff paid on time.
Invoice finance vs. asset-based lending (ABL) for mergers and acquisitions
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Invoice finance gives fast access to working capital by advancing funds against unpaid invoices.
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Asset based lending (ABL) offers larger, structured facilities that combine invoice finance with funding against assets like stock, machinery, or property.
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Many growing businesses use both together to fund acquisitions and maintain liquidity post-deal.
How Novuna Business Cash Flow can help
We’ve helped businesses across the UK fund mergers, acquisitions, and restructures with tailored invoice finance solutions.
Speak to our experts today and we will help you find a great fit for your situation.