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Asset finance
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Cash flow challenge: I want to invest in equipment, machinery or vehicles without upfront costs.
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Perfect for: Manufacturers, logistics firms, construction companies, and other businesses investing in hard assets to support growth.
Asset finance helps you invest in the tools and equipment your business needs to grow - without tying up capital.
Novuna helps you compare trusted providers, understand your repayment options, and secure the right deal for your business.
Our growth funding and other asset finance options
Pages in this SectionWhat is asset finance?
Asset finance allows you to acquire new assets or release value from existing ones without paying large sums upfront.
Whether you're investing in plant machinery, company vehicles, or specialist equipment, asset finance lets you spread the cost over time.
Types of asset finance we support
Different businesses need different structures depending on ownership, timescale and usage.
We can help you compare the right type of funding for your situation:
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Hire purchase- I Own the asset at the end of the agreement.
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Finance lease- Spread the cost over time, with optional ownership.
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Operating lease- Short-term use of the asset with no long-term commitment
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Equipment finance- I Funding for tools, tech and business-critical equipment.
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Vehicle finance- Dedicated funding for fleet or commercial vehicles.
Not sure which is right? We’ll guide you.
How it works with Novuna Business Cash flow
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Tell us what your business is looking to fund - complete a short form or call
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We compare providers and recommend the best-fit solution
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You apply - with full support from a cash flow expert
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Access the funds and repay flexibly as your revenue grows
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is asset finance right for you?
You want to spread the cost of high-value equipment, vehicles or machinery
Asset finance lets you acquire essential assets without large upfront costs.
You want to preserve working capital while investing in infrastructure
It allows you to invest in growth without draining your cash reserves.
You need clear, structured repayments that align with your forecasted growth
Fixed, manageable payments help with planning and cash flow stability as your business scales.
If that sounds like your business, we’ll help you compare providers and get funded fast.
Novuna can support businesses with a range of seasonal funding challenges
I want to invest in team, premises or product development
I need funding for equipment or tools
I want to spread the cost of vehicles
I want to own the asset over time
I want a lease with flexibility to buy later
I only need the asset short-term
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you the best deal.
Choose the right type of funding
From leases to hire purchase, we help you pick what fits your plans.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises – just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t let a funding gap limit your growth plans
Fast access to finance can protect jobs, projects, and growth
The sooner you act, the better your options
We help you avoid high cost lending by comparing the right products upfront
Why choose Novuna Business Cash Flow?
Why businesses trust us to support their growth
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
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