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Vehicle Finance
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Cash flow challenge: I need business vehicles but want to avoid large upfront costs.
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Perfect for: Businesses purchasing or leasing cars, vans, HGVs, or commercial fleets.
Whether you're buying one van or financing a full fleet, Novuna helps you compare vehicle finance options that protect your cash flow.
We’ll help you understand the difference between hire purchase and leasing - and secure a deal that works for your business.
Related funding options
Pages in this SectionWhat is vehicle finance?
Vehicle finance helps you fund new or used business vehicles while preserving working capital.
Instead of paying upfront, you spread the cost over time - with options to own the vehicle or return it at the end.
It’s ideal for cars, vans, lorries or other commercial vehicles needed to keep your business moving.
How it works with Novuna Business Cash flow
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Tell us what kind of vehicle(s) you need
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We compare finance providers and structures
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You apply with expert support
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Receive funding directly or via your chosen dealer
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is vehicle finance right for you?
You want to spread the cost of buying or leasing vehicles
Vehicle finance helps you manage cash flow by avoiding large upfront purchases.
You’re expanding your fleet or replacing existing vehicles
It supports business growth by making it easier to scale or upgrade your transport.
You want tax-efficient funding with minimal upfront outlay
Leasing or hire purchase options can offer tax benefits and preserve working capital.
If that sounds like your business, we’ll help you compare providers and get funded fast.
Novuna can support a range of business vehicle funding needs
I want to own the vehicle outright
I want flexible leasing without ownership
I want low monthly payments and upgrade options
I need to finance equipment as well as vehicles
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you the best deal.
Choose the right type of funding
Access a range of short-term funding options including loans, advances, and invoice finance.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises – just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Reliable vehicles help your business deliver
Don’t delay essential purchases due to upfront cost
Upgrade your fleet for fuel efficiency or reliability
Protect your working capital while spreading the cost
Why choose Novuna Business Cash Flow?
Why businesses trust us for vehicle finance
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What vehicle finance looks like in your sector
Tailored funding for your industry’s transport needs
