Invoice financing
-
Cash flow challenge: I’m waiting on invoices and need access to cash now
-
Perfect for: B2B companies that offer payment terms and want to improve cash flow without taking on additional debt
Novuna helps you release funds tied up in unpaid invoices - either through our award-winning in-house service or by comparing the market to find the best fit for your business.
We compare providers, help you apply, and make sure you get the right deal for your needs.
Related debt financing options
Pages in this SectionWhat is invoice financing?
Invoice finance unlocks cash tied up in unpaid invoices by advancing a percentage of their value up front - often within 24 hours.
You get immediate access to working capital, without waiting 30, 60 or 90 days for customers to pay.
You stay in control of your sales ledger or can choose a fully managed service. Either way, it’s a powerful way to bridge cash flow gaps, fund growth and protect your business from late payment issues.
How it works with Novuna Business Cash Flow
- Tell us about your business and invoice profile
- We assess your needs and compare trusted providers
- Choose from our in-house solution or an alternative fit
- Onboard quickly and unlock cash against your invoices
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

Why choose Novuna for invoice finance?
Novuna’s own invoice finance service combines flexibility, speed, and award winning support backed by over 40 years of experience.
- Debtor portal: A digital hub for your customers to view statements and communicate.
- 6-month trial period: Test the service for 6 months before committing to a rolling contract.
- Client trust account: Same-day access to funds, with 24/7 online visibility of invoices and payments.
- No uncleared effects: Our AI-driven payment allocation gets you funded faster and reduces interest charges.
- Straightforward pricing: No hidden fees. Transparent terms. Quotes available with no obligation.
- Award-winning service: Real relationship managers and personalised support, rated highly by clients.
Why choose Novuna for invoice finance?
Novuna’s own invoice finance service combines flexibility, speed, and award-winning support - backed by over 40 years of experience.
Is invoice finance right for you?
You’re regularly issuing invoices to other businesses
If you sell to other businesses on payment terms, invoice finance can unlock the value of those invoices as soon as they’re raised.
You’re waiting weeks or months to get paid
Invoice finance gives you fast access to cash tied up in unpaid invoices - so you’re not left waiting for customers to pay.
You need a flexible solution that grows with your sales
Invoice finance scales with your turnover, giving you more funding as your business grows - without needing to reapply.
If that sounds like your business, we’ll help you unlock working capital tied up in unpaid invoices.
Novuna can support businesses with a range of late payment challenges
What is your funding challenge?
I want to outsource invoice chasing to free up time
I need help recovering unpaid debt
I want tailored late payment advice for my industry
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you the best deal.
Choose the right type of funding
Access a range of short-term funding options including loans, advances, and invoice finance.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises – just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t let unpaid invoices hold your business back
Why choose Novuna Business Cash Flow?
Why businesses trust us for invoice finance
Could not render component of type: iconListItem
This likely happened because the partial view {site}/grid/DocTypeGridEditor/iconListItem could not be found.
System.InvalidOperationException: The partial view 'Base/grid/DocTypeGridEditor/iconListItem' was not found. The following locations were searched: /App_Plugins/Views/Render/Base/grid/DocTypeGridEditor/iconListItem.cshtml /App_Plugins/Views/Shared/Base/grid/DocTypeGridEditor/iconListItem.cshtml /App_Plugins/Views/Partials/Base/grid/DocTypeGridEditor/iconListItem.cshtml /App_Plugins/Views/MacroPartials/Base/grid/DocTypeGridEditor/iconListItem.cshtml /Views/Base/grid/DocTypeGridEditor/iconListItem.cshtml /Views/Shared/Base/grid/DocTypeGridEditor/iconListItem.cshtml /Views/Partials/Base/grid/DocTypeGridEditor/iconListItem.cshtml /Views/MacroPartials/Base/grid/DocTypeGridEditor/iconListItem.cshtml /Views/Render/Base/grid/DocTypeGridEditor/iconListItem.cshtml /Views/Shared/Base/grid/DocTypeGridEditor/iconListItem.cshtml /Views/Partials/Base/Grid/DocTypeGridEditor/Base/grid/DocTypeGridEditor/iconListItem.cshtml /Views/Partials/blockgrid/Components/Base/grid/DocTypeGridEditor/iconListItem.cshtml /Views/Partials/blocklist/Components/Base/grid/DocTypeGridEditor/iconListItem.cshtml /Views/Partials/richtext/Components/Base/grid/DocTypeGridEditor/iconListItem.cshtml at Microsoft.AspNetCore.Mvc.ViewFeatures.HtmlHelper.RenderPartialCoreAsync(String partialViewName, Object model, ViewDataDictionary viewData, TextWriter writer) at Microsoft.AspNetCore.Mvc.ViewFeatures.HtmlHelper.PartialAsync(String partialViewName, Object model, ViewDataDictionary viewData) at HCUK.Base.Web.HtmlHelpers.ThemeHelper.ThemeablePartialAsync(IHtmlHelper htmlHelper, String partialPath, ICompositeViewEngine viewEngine, IConfiguration configuration, Object model) in D:\a\1\s\Source Code\HCUK.Base.Web\HtmlHelpers\ThemeHelper.cs:line 15 at AspNetCoreGeneratedDocument.Views_Partials_blockgrid_items.ExecuteAsync() in D:\a\1\s\Source Code\_webroot\Views\Partials\blockgrid\items.cshtml:line 12
We're highly rated by our existing customers


"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
What invoice finance looks like in your sector
Get tailored advice for your business:
