Invoice financing

  • Cash flow challenge: I’m waiting on invoices and need access to cash now

  • Perfect for: B2B companies that offer payment terms and want to improve cash flow without taking on additional debt

Novuna helps you release funds tied up in unpaid invoices - either through our award-winning in-house service or by comparing the market to find the best fit for your business.

We compare providers, help you apply, and make sure you get the right deal for your needs.

Compare providers Speak to an expert

What is invoice financing?

Invoice finance unlocks cash tied up in unpaid invoices by advancing a percentage of their value up front - often within 24 hours.

You get immediate access to working capital, without waiting 30, 60 or 90 days for customers to pay.

You stay in control of your sales ledger or can choose a fully managed service. Either way, it’s a powerful way to bridge cash flow gaps, fund growth and protect your business from late payment issues.

How it works with Novuna Business Cash Flow

  1. Tell us about your business and invoice profile
  2. We assess your needs and compare trusted providers
  3. Choose from our in-house solution or an alternative fit
  4. Onboard quickly and unlock cash against your invoices

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.



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Why choose Novuna for invoice finance?

Novuna’s own invoice finance service combines flexibility, speed, and award winning support backed by over 40 years of experience.

  • Debtor portal: A digital hub for your customers to view statements and communicate.
  • 6-month trial period: Test the service for 6 months before committing to a rolling contract.
  • Client trust account: Same-day access to funds, with 24/7 online visibility of invoices and payments.
  • No uncleared effects: Our AI-driven payment allocation gets you funded faster and reduces interest charges.
  • Straightforward pricing: No hidden fees. Transparent terms. Quotes available with no obligation.
  • Award-winning service: Real relationship managers and personalised support, rated highly by clients.

Why choose Novuna for invoice finance?

Novuna’s own invoice finance service combines flexibility, speed, and award-winning support - backed by over 40 years of experience.


Is invoice finance right for you?

You’re regularly issuing invoices to other businesses

If you sell to other businesses on payment terms, invoice finance can unlock the value of those invoices as soon as they’re raised.

You’re waiting weeks or months to get paid

Invoice finance gives you fast access to cash tied up in unpaid invoices - so you’re not left waiting for customers to pay.

You need a flexible solution that grows with your sales

Invoice finance scales with your turnover, giving you more funding as your business grows - without needing to reapply.

If that sounds like your business, we’ll help you unlock working capital tied up in unpaid invoices.

Compare providers Speak to an expert


Novuna can support businesses with a range of late payment challenges

What is your funding challenge?

I want to outsource invoice chasing to free up time

I need help recovering unpaid debt

I want tailored late payment advice for my industry


How we help

How Novuna helps businesses access funding fast

Tell us what you need

Start with a simple form or call - tell us your business challenge.

We compare your options

We compare multiple providers to get you the best deal.

Choose the right type of funding

Access a range of short-term funding options including loans, advances, and invoice finance.

Apply with expert support

Get help applying - with a real expert on hand throughout.

Get clear, transparent terms

No jargon, no surprises – just honest advice with no hidden fees.

Receive funding fast

Get access to finance quickly so you can focus on your business.


Why take action now

 Don’t let unpaid invoices hold your business back

Fast access to finance can protect jobs, projects, and growth

The sooner you act, the better your options

We help you avoid high-cost lending by comparing the right products upfront


Why choose Novuna Business Cash Flow?

Why businesses trust us for invoice finance

  • Over 40 years of experience in business finance

  • Access to multiple funding partners - not just our own products

  • Personal support from real cash flow experts

  • Transparent advice based on what’s best for your business

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We're highly rated by our existing customers

"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'

More reviews

We're a multi-award winning business cash flow specialist


What invoice finance looks like in your sector

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We compare a range of invoice finance options to get you the right product and the best deal

Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.

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