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Reverse factoring
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Cash flow challenge: I want to support my suppliers while extending payment terms.
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Perfect for: Buyers who want to optimise working capital while keeping suppliers paid on time
Novuna helps you compare reverse factoring providers and implement solutions that support your cash flow and your supplier base.
We compare providers, help you apply, and make sure you get the right deal for your needs.
Related funding options
Pages in this SectionWhat is reverse factoring?
Reverse factoring (also known as supply chain finance or supplier finance) allows businesses to work with a third-party funder to pay their suppliers early, while extending their own payment terms.
It’s ideal for companies that want to strengthen supply chain relationships without compromising their own working capital position.
The supplier gets paid promptly by the finance provider, and the buyer repays the lender on agreed terms giving both parties greater stability and flexibility.
How it works with Novuna Business Cash Flow
- Tell us your supplier payment goals - complete a short form or call
- We match you with reverse factoring providers suited to your sector
- You apply with expert support from our team
- Suppliers are paid quickly, and you benefit from longer terms
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is reverse factoring right for you?
You want to support suppliers with early payments
Reverse factoring allows your suppliers to get paid faster, improving their cash flow and stability.
You’d benefit from extending your own payment terms
You can delay outflows while suppliers still get paid promptly, helping you manage working capital more effectively.
You’re looking for funding without taking on traditional debt
Reverse factoring lets you unlock supply chain finance without adding liabilities to your balance sheet.
If that sounds like your business, we’ll help you explore your options and get set up with the right solution.
Novuna can support businesses with a range of funding challenges
I’ve won a large order but need help with materials
I need flexible credit terms with my suppliers
I want funding to stock up before peak demand
I want a facility that supports international trade
How we help
How Novuna helps businesses access funding fast
Tell us what you need
start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you a great deal.
Understand how reverse factoring works
We guide you through the mechanics from setting up your facility to onboarding suppliers.
Apply with expert support
You’ll get real human help with your application and onboarding process.
Keep your suppliers happy
Use reverse factoring to build trust and ensure your supply chain stays strong.
Improve your working capital
Extend your own payment terms without hurting supplier cash flow.
Why take action now
Protect your cash flow and your supply chain
Reduce risk from supplier delays or disruptions
Improve supplier confidence with prompt payment
Gain negotiating power with better payment terms
Why choose Novuna Business Cash Flow?
Why businesses trust us for reverse factoring:
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
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