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Revolving credit facility
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Cash flow challenge: I need flexible access to funds to manage short-term working capital needs.
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Perfect for: Businesses looking for an ongoing, reusable line of credit to manage day-to-day cash flow or seize opportunities.
A revolving credit facility gives businesses flexible access to funds for everyday operational needs, without committing to long-term debt or disrupting cash flow.
Novuna helps you compare revolving credit facilities and set up funding that supports your growth, your operations, and your ambitions.
Our debt financing options
Pages in this SectionWhat is a revolving credit facility?
A revolving credit facility gives businesses ongoing access to a pre-agreed pool of funds that can be drawn down, repaid, and reused as needed. It’s ideal for managing short-term cash flow fluctuations, covering unexpected expenses, or taking advantage of time sensitive opportunities.
Unlike a traditional loan, you’re only charged interest on the funds you use, making it a flexible and cost efficient solution for working capital management.
How it works with Novuna Business Cash Flow
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Tell us about your project and funding requirements
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We compare specialist lenders to find the right structure and terms
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You apply - with full support from our experts
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Access funding as and when you need it – repay and reuse on demand
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is a revolving credit facility right for you?
You need flexible funding to cover operational costs
A revolving credit facility lets you draw funds as needed and repay on your own schedule.
You want to smooth out seasonal or irregular cash flow
Ideal for businesses with fluctuating income, helping balance peaks and troughs.
You’d prefer not to reapply for finance every time you need it
Once approved, you can access funds repeatedly without going through new applications.
If that sounds like your business, we’ll help you compare providers and secure the right deal.
Novuna can support businesses with a range of funding challenges
What is your challenge?
I want to pay suppliers early without harming cash flow
I’ve won a large order but need help with materials
I need flexible credit terms with my suppliers
I want funding to stock up before peak demand
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you the best deal.
Choose the right type of funding
Access a range of short-term funding options including loans, advances, and invoice finance.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises - just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Bridge short-term gaps without locking into long-term debt
Access funds instantly when challenges or opportunities arise
Act before seasonal peaks, supplier payments, or new investments hit your cash reserves
Why choose Novuna Business Cash Flow?
Why businesses trust us for debt factoring
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
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