{{article_summary}}
Business acquisition loans
-
Cash flow challenge: I need funding to purchase or acquire an existing business.
-
Perfect for: Entrepreneurs, management teams, or established SMEs looking to acquire another business, buy out a partner, or complete a management buyout (MBO).
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Call us on 01952 956920 to speak to a real cash flow expert. We’ll help you apply for the right type of finance and make sure you get a great deal for your business.
Or click 'Boost your cash flow' below to compare providers.
Our business loan options
Pages in this SectionWhat are business acquisition loans?
Business acquisition loans are designed to help you buy an existing business, fund a management buyout, or acquire assets that expand your operations. These loans provide capital to cover purchase costs, legal fees, and early-stage working capital during the transition period.
Business acquisition finance is the perfect solution if you’re acquiring, looking for profitability, trading history, and future growth potential.
How do business acquisition loans work?
A business acquisition loan can be structured in several ways depending on the size and type of deal:
- Secured acquisition loans: Backed by assets such as property, equipment, or the business being purchased.
-
Unsecured loans: ideal for smaller acquisitions or when fast access to funds is needed.
-
Vendor finance: Where the seller agrees to fund part of the purchase price.
-
Mezzanine or hybrid finance: Combines debt and equity to support larger, more complex deals.
Benefits of business acquisition loans
- Flexible structures: Choose secured, unsecured, or hybrid finance based on deal complexity.
-
High-value lending: Access between £100,000 and £5 million or more.
-
Growth-focused funding: Acquire businesses that strengthen your strategic position.
-
Speed and confidence: Get fast decisions and support from experienced acquisition lenders.
-
Preserve cash flow: Spread acquisition costs over time while maintaining liquidity.
How it works with Novuna Business Cash Flow
-
Tell us your situation and timeline
-
We compare providers and find a great fit for your situation
-
You apply with full support throughout
-
Access funds fast to keep your plans on track
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is a business acquisition loan right for you?
You’re buying an existing business or merging with another company
Acquisition finance helps you secure the funds needed to purchase or invest in another business without draining working capital.
You want to spread the cost of a major acquisition
Ideal for structuring repayment over time so you can take control of a new venture while maintaining stable cash flow.
You need flexible funding to complete a deal quickly
Access capital fast to seize time sensitive opportunities, negotiate confidently, and finalise transactions on your terms.
If that sounds like your business, we’ll help you compare lenders and apply with confidence.
Novuna can support businesses with a range of funding challenges
I need a large business for funding
I need a short term loan for my business
I need a loan as I am self employed
I want to bridge a gap in my business finances
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you a great deal.
Choose the right type of funding
Access a range of short-term funding options including loans, advances, and invoice finance.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises - just honest advice with no hidden fees.
Receive funding that grows with your sales
Accounts receivable factoring is a scalable solution that flexes as your turnover increases.
Why take action now
Bridge the gap before it slows you down
Fast access to finance can protect jobs, projects, and growth
Acting quickly can give you better terms and more choice
We help you avoid delays or forced decisions due to cash flow
Why choose Novuna Business Cash Flow?
Why businesses trust us with bridging loans
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What business loans looks like in your sector
Get funding insights tailored to your industry
What can I use a business acquisition loan for?
You can use it to buy an existing business, acquire a competitor, fund a management buyout, or purchase business assets
Do I need to provide security?
It depends on the loan type. Larger acquisitions often require Secured business loans, while smaller purchases may qualify for unsecured finance.
How fast can I get approved?
Once all financial documents are in place, approval can take from a few days to a couple of weeks depending on deal complexity.
