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Business loans for limited companies
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Cash flow challenge: I want to access business finance through my limited company to fund growth, manage cash flow, or invest in expansion.
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Perfect for: UK limited companies looking for flexible finance options to cover working capital, growth projects, or short-term operational costs..
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Call us on 01952 956920 to speak to a real cash flow expert. We’ll help you apply for the right type of finance and make sure you get a great deal for your business.
Or click 'Boost your cash flow' below to compare providers.
Our business loan options
Pages in this SectionWhat is a business loan for a limited company?
A business loan for a limited company provides funding registered with Companies House to support growth, operations, or investment in new projects. These loans are available as secured or unsecured finance and can be tailored to suit a company’s size, trading history, and financial objectives.
Lenders consider factors such as company turnover, credit profile, and the director’s background before approving finance. The loan is taken out in the company’s name, keeping business and personal finances separate.
How business loans for limited companies work
Most limited company loans are structured as term loans with fixed or flexible repayment options. Depending on the type of finance you choose, funds can be approved within 24-72 hours.
Common loan types include:
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Secured loans: Backed by company assets such as property, vehicles, or equipment.
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Unsecured loans: Based on creditworthiness and turnover without collateral.
- Revolving credit: Draw down and repay funds flexibly when needed.
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Invoice finance: Borrow against outstanding invoices to improve cash flow.
Common uses of a limited company business loan
- Expansion and growth: Fund new projects, product lines, or locations.
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Working capital: Cover operational costs or seasonal cash flow gaps.
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Asset purchase: Buy new equipment or vehicles to support operations.
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Refinancing: Consolidate existing loans into a single, manageable repayment.
- Marketing and recruitment: Invest in staff or campaigns to scale your business.
How it works with Novuna Business Cash Flow
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Tell us your situation and timeline
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We compare short-term business lenders based on your needs
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You apply with full support throughout
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Access funds fast to keep your plans on track
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is a limited company business loan right for you?
You want funding tailored to your company structure
Get finance designed for registered UK limited companies, with terms suited to your trading history and goals.
You’re ready to grow without disrupting cash flow
Access capital for expansion, equipment, or working capital all while keeping your day-to-day operations running smoothly.
You need flexible options beyond traditional bank lending
Compare secured and unsecured loans built around your business performance, not just personal guarantees.
If that sounds like your business, we’ll help you compare lenders and apply with confidence.
Novuna can support businesses with a range of funding challenges
I need funding without collateral
I need a loan to acquire a business
I want a loan backed by government support
I want to bridge a gap in my business finances
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you a great deal.
Choose the right type of funding
Access a range of short-term funding options including loans, advances, and invoice finance.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises - just honest advice with no hidden fees.
Receive funding that grows with your sales
Accounts receivable factoring is a scalable solution that flexes as your turnover increases.
Why take action now
Bridge the gap before it slows you down
Get access to fast funding
Acting quickly can give you better terms and more choice
We help you avoid delays or forced decisions due to cash flow
Why choose Novuna Business Cash Flow?
Why businesses trust us with bridging loans
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What business loans looks like in your sector
Get funding insights tailored to your industry
Can a limited company get a business loan?
Yes, limited companies registered with Companies House can apply for secured or unsecured business loans from banks or alternative lenders.
How much can a limited company borrow?
Most lenders offer between £10,000 and £5 million, depending on turnover, profitability, and credit history. Speak to our experts today and we will get you a great deal for your situation.
How fast can my company get funding?
You can often get approval within 24-48 hours, depending on lender requirements and documentation.
