{{article_summary}}
Large business loans
-
Cash flow challenge: I need significant capital to fund expansion, acquisitions, or large-scale investments.
-
Perfect for: Established SMEs and larger businesses seeking between £100,000 and £5 million to drive strategic growth or manage complex financial demands.
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Call us on 01952 956920 to speak to a real cash flow expert. We’ll help you apply for the right type of finance and make sure you get a great deal for your business.
Or click 'Boost your cash flow' below to compare providers.
Our business loan options
Pages in this SectionWhat are large business loans?
Large business loans are designed for companies needing significant capital to support growth, acquisition, or long term projects. These loans typically range from £100,000 to over £5 million and can be structured as either secured or unsecured finance.
They’re ideal for businesses that are ready to scale, invest in infrastructure, purchase assets, or consolidate existing debt.
How large business loans work
Lenders assess a company’s turnover, profitability, credit history, and cash flow before approving a large business loan. Businesses are often required to demonstrate stable trading and a clear plan for how funds will be used.
Most loans are available on terms ranging from 12 months to 10 years, depending on the size and purpose of the funding. Secured business loans may use property, assets, or equipment as collateral, while unsecured business loans rely on business performance and creditworthiness.
Common uses and benefits for large business loans:
Common use cases:
- Expansion and growth: Fund new locations, staff recruitment, or large-scale operations.
-
Acquisitions: Purchase another business or merge with a competitor.
- Asset purchase: Invest in equipment, vehicles, or property to support production or logistics
-
Acquisitions: Purchase another business or merge with a competitor.
- Refinancing or consolidation: Simplify debt and reduce overall interest costs.
Benefits:
- Access significant capital: Borrow from £100,000 to £5 million and beyond.
-
Flexible structures: Choose from secured or unsecured lending based on your needs
- Longer terms: Repay over 1 to 10 years, depending on project duration.
-
Strategic advantage: Fund acquisitions, expansion, or investment without immediate equity dilution.
- Improved cash flow: Manage major expenses while maintaining operational stability.
How it works with Novuna Business Cash Flow
-
Tell us your situation and timeline
-
We compare short-term business lenders based on your needs
-
You apply with full support throughout
-
Access funds fast to keep your plans on track
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is a large business loan right for you?
You’re planning major investments or expansion
Long term business loans provide the stability and scale to fund large projects like property, equipment, or strategic growth initiatives.
You want predictable repayments over several years
Ideal if you prefer fixed monthly costs that make it easier to manage budgets and plan ahead with confidence.
You’re focused on sustainable, steady growth
Access higher funding limits with repayment terms that support long-term business development without short-term cash pressure.
If that sounds like your business, we’ll help you compare lenders and apply with confidence.
Novuna can support businesses with a range of funding challenges
I need funding without collateral
I want funds to expand my business
I want a loan backed by government support
I want to bridge a gap in my business finances
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you a great deal.
Choose the right type of funding
Access a range of short-term funding options including loans, advances, and invoice finance.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises - just honest advice with no hidden fees.
Receive funding that grows with your sales
Accounts receivable factoring is a scalable solution that flexes as your turnover increases.
Why take action now
Bridge the gap before it slows you down
Fast access to finance can protect jobs, projects, and growth
Acting quickly can give you better terms and more choice
We help you avoid delays or forced decisions due to cash flow
Why choose Novuna Business Cash Flow?
Why businesses trust us with bridging loans
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What business loans looks like in your sector
Get funding insights tailored to your industry
How much can I borrow with a large business loan?
Typically between £100,000 and £5 million, depending on your business’s turnover, profitability, and credit strength. Speak to our experts today and we will guide you and give you the right amount for your situation.
Do I need collateral for a large business loan?
Not always. Many lenders offer unsecured large business loans, though secured loans backed by property or assets often provide better rates.
What can a large business loan be used for?
Large business loans can fund expansion, acquisitions, asset purchases, refinancing, or major working capital projects.
