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Supply chain finance
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Cash flow challenge: I need help funding supplier orders, stock, or imports.
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Perfect for: Importers, wholesalers, manufacturers, and stock-heavy businesses managing long lead times or large purchase cycles
Novuna helps businesses like yours access the funding needed to fulfil supplier orders, import goods, or manage growing inventory costs.
We compare providers, help you apply, and make sure you get the right deal for your needs.
Our supply chain finance options
Pages in this SectionWhat is supply chain finance?
Supply chain finance helps businesses manage the costs of buying, importing, or producing goods before they’re sold. It’s designed to ease pressure on working capital by funding the gap between paying suppliers and receiving payment from customers.
Products include trade finance, trade credit, purchase order finance, import funding, and inventory finance, each helping you keep goods moving without cash flow disruption.
How it works with Novuna Business Cash Flow
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Tell us what you need to fund - fill in a quick form or speak to our team
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We compare providers and recommend a great fit for your situation
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You apply - with full support from a real expert
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Get approved and fund supplier orders, stock or imports quickly
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Common supply chain challenges we solve
What’s your funding challenge?
I need funding to pay suppliers upfront
I want more time to pay suppliers without hurting cash flow
I need to fund goods before customer orders are confirmed
I need help funding overseas purchases
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you a great deal.
Choose tools to support your financial planning
Forecasting templates, planning models and calculators to help you plan ahead.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises – just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t let supply chain pressure limit your potential
Secure stock, imports, or materials with confidence
Access better terms by acting early before cash flow tightens
We help you avoid short-term borrowing by finding the right structured facility
Why choose Novuna Business Cash Flow?
Why businesses trust us for fast funding
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What supply chain funding looks like in your sector
Get advice tailored to the trade and stock challenges in your industry
What is supply chain finance used for?
It helps fund the purchase or import of stock, materials or goods before you’ve been paid by customers by easing pressure on working capital.
Do I need to be importing or exporting to use these products?
No, many UK-based businesses use supply chain finance to manage domestic purchases, supplier terms, or inventory costs.
What’s the difference between trade finance and trade credit?
Trade finance helps pay suppliers directly. Trade credit helps extend the terms you have with your suppliers. We can help you choose the right route.
How does supply chain finance work?
- The supplier sends an invoice to the buyer.
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The buyer approves the invoice through a finance platform.
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The supplier chooses to receive early payment from a lender, often at a small discount.
- The buyer pays the lender the full amount on the invoice due date.
How is supply chain finance different from invoice finance?
Invoice finance is supplier-led, helping suppliers access funds from their invoices. Supply chain finance is buyer-led, giving buyers control over early supplier payments through a structured funding arrangement.
