Flexible finance to increase accepts and drive revenue
Boost your retail sales online and in-store, with a wider range of payment options from one of the UK’s leading finance specialists
With fast integration and instant decisioning, our dedicated relationship managers can get you up and running quickly, attracting customers 24/7.
Proven track-record
After our 40 years as Hitachi Consumer Finance, we’re now Novuna Consumer Finance. Over 3,000 UK retailers (including many of the biggest names in their field) rely on us.
In the sectors where it matters most
Our clients (and probably yours too) are saying that credit options are becoming essential within many sectors, and the customer is always right. Now more than ever.
From Interest Free Credit to Buy Now Pay Later
Giving customers what they want probably underpinned your business to start with, so why ignore the monthly repayment options they need now?
Quick and easy online and in-store solutions
Whether that’s online, in-store, or anywhere else for that matter. On a system that integrates with yours, our omnichannel application couldn’t be faster.
Ready-to-go plugins
Our system can be easily linked to the majority of leading ecommerce platforms, with simple downloadable plugins including:
Why choose Novuna Consumer Finance?
One of the UK's leading point of sale finance providers
40 years’ industry experience
Dedicated relationship manager to help you reach your goals
Everything from underwriting to IT based in a single UK site
Accredited by the Institute of Customer Service
Tailor-made for you
When it comes to finance, we believe one size definitely does not fit all. Your customers are unique and that's why our finance options are too.
Decline Tailoring
Gives declined customers the option to increase their deposit amount, reduce the overall loan amount or increase their term to spread the cost in order to make the application affordable. This will reduce overall declines, meaning more accepts for you and more revenue.
Accept Tailoring
Allows an accepted customer to reduce the loan term by increasing their monthly instalments, based on affordability checks. This will ultimately save them money as they will accrue less interest, as well as clearing their debt more quickly. As a retailer, you will pay less in subsidies.
Maximum Loan
If a customer applies and is accepted for the requested amount, that's the end of the story, right? Not necessarily. If they are eligible for more, we will offer that option. That allows your team to upsell or cross sell with ease and increases average transaction values.
Loan Amend
Costs can fluctuate, especially for bigger projects. That's why we allow eligible customers to increase or decrease their loan amount, even after the application is complete and the agreement has been signed. Giving you and your customers ultimate flexibility.
Our retail finance partners include
