More customers.
Bigger baskets.
Higher profits.

Boost sales with flexible POS finance – online & in-store

Grow your business with trusted, affordable point of sale finance from one of the UK’s leading providers. Our solutions help increase order values and conversions, whether customers buy online, in-store, or on the go.

Why choose Novuna?

For over 40 years (formerly as Hitachi Consumer Finance), we’ve been supporting UK retailers with reliable and compelling finance offers that increase sales and customer lifetime value.

Now, as Novuna Consumer Finance, we serve over 3,000 retail partners, from ambitious independents to household names. Offering a smarter way to spread the cost of high ticket items with regulated finance options including BNPL and IFC.

Finance that works for you and your customers

Regulated BNPL with clear terms and longer pay back durations
0% interest free credit and interest-bearing options
Tailored payment plans to drive affordability and conversion
Instant credit decisioning and frictionless checkout
Easy in-store and online integration for a fully omnichannel solution

In-store finance without integration for even quicker go live

Simple set up. Seamless integration

Fast onboarding with your dedicated relationship manager
Fully supported in-store finance journeys
Scalable solutions that grow with your business
Pre-built plugins for major ecommerce platforms such as Shopify, WooCommerce and Magento

To be eligible you must:

- Turn over at least £2 million annually (or process £50,000 in finance)
- Have at least 2 years of trading history
- Be trading profitably
- Have a minimum net worth of £25,000 (£100,000 for Home Improvement)
- Sell to consumers, not other businesses
- Not operate in dentistry, invasive healthcare, clothing, personal development, training services or renewable energy (e.g. solar)