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Business loans
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Cash flow challenge: I need funding to support my business plans.
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Perfect for: SMEs investing in growth, managing cash flow gaps, or consolidating debt.
Novuna helps businesses like yours access the right type of loan whether you need a working capital, want to expand, or are seeking government-backed support.
We compare lenders, explain the options, and help you apply with expert support.
Related funding options
Pages in this SectionWhat is a business loan?
A business loan gives you a lump sum of capital to support your plans - whether that’s managing day-to-day cash flow, investing in growth, or unlocking new opportunities. Loan types range from short-term working capital loans to secured and government-backed options with longer terms and lower rates.
Novuna helps you understand which loan best suits your needs - and ensures you get a fair deal.
How it works with Novuna Business Cash Flow
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Tell us what you need funding for
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We compare loan types and lenders that suit your business
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You apply with expert support throughout
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Get a fast decision and access funds quickly
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is a business loan right for you?
You’re managing cash flow or unexpected costs
This is the primary reason businesses use invoice factoring by unlocking working capital tied up in unpaid invoices.
You’re expanding, hiring, or launching a new product
Our loans offer the capital needed to support strategic growth initiatives.
You want capital for growth without giving up equity
Business loans allow you to raise funds without diluting ownership or bringing in investors.
If that sounds like your business, we’ll help you compare lenders and get funded fast.
Common challenges we solve
What's your funding goal?
I want flexible finance to cover ongoing costs
I need capital for a specific project or plan
I want to reduce risk with government support
I want to secure finance against property
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you the best deal.
Choose the right type of funding
Access a range of short-term funding options including loans, advances, and invoice finance.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises - just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t delay funding your business goals
Fast access to finance can protect jobs, projects, and growth
The sooner you act, the better your options
We help you avoid high-cost lending by comparing the right products upfront
Why choose Novuna Business Cash Flow?
Why businesses trust us for invoice factoring
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What business loans look like in your sector
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